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Marc Roby: We are resuming our study of theology today by continuing to examine soteriology, the doctrine of salvation. Last week we showed that justification is a legal declaration of God. As the apostle Paul wrote in Galatians 2:16, we “know that a man is not justified by observing the law, but by faith in Jesus Christ. So we, too, have put our faith in Christ Jesus that we may be justified by faith in Christ and not by observing the law, because by observing the law no one will be justified.”[1] At the end of our session last week Dr. Spencer, you noted that the Roman Catholic view of justification is called analytic justification and the reformed, or biblical, view is called synthetic justification. How would you like to proceed today?

Dr. Spencer: I first want to remind our listeners that how we are justified is not some unimportant, esoteric discussion about a trivial technical point of doctrine. We are dealing with the central question for all men and women; namely, “How can a sinner be justified, or declared righteous, in the sight of a holy and just God?” Justification is the heart of the issue and the differences here are critically important. If you are wrong in your understanding of justification, it may well be that when you stand before God to be judged, you will hear those terrible words, “Depart from me!” And that would mean eternal destruction. Our whole reason for doing these podcasts is to lead people to Christ and to strengthen the church. But the path to salvation is narrow.

Marc Roby: Near the end of his famous Sermon on the Mount, we read in Matthew 7:13-14 that Jesus himself admonished us to, “Enter through the narrow gate. For wide is the gate and broad is the road that leads to destruction, and many enter through it. But small is the gate and narrow the road that leads to life, and only a few find it.”

Dr. Spencer: Those verses are very important. I don’t know anyone who enjoys conflict – well, maybe some lawyers I know – but, seriously most people don’t like conflict. We would like to be able to say it doesn’t matter what someone believes, just so long as he is sincere and a nice person, he will go to heaven. But that is not the truth. And, in fact, if we think about it for a few minutes, we wouldn’t really want that to be true. It would require that God change his just character, and his character is perfect, so we should never want that. The bottom line is that there is one and only one way to heaven. Calling yourself a Christian and even faithfully attending a church, no matter what denomination, will not save you. So, there is nothing more important than understanding what God says about how we can be justified.

Marc Roby: Very well. Getting back then to this issue of analytic and synthetic justification, what do you want to say about these different views?

Dr. Spencer: We should begin by briefly reminding our listeners of what these terms mean. The terms analytic and synthetic come from philosophy. An analytic statement is true by definition; in other words, it is a tautology. So, for example, the statement “All bachelors are unmarried” is an analytic statement. The subject, bachelor, contains within it the information contained in the predicate, “unmarried”, so the sentence tells us nothing we don’t already know from just the subject. Synthetic statements however, can be either true or false. If I tell you that my car is blue, that statement may be true or false because the predicate, “blue”, adds information to the subject, “car”. [2]

Marc Roby: And how does all of this apply to justification?

Dr. Spencer: Well, in the Roman Catholic view, no one is declared just in God’s sight until that person actually is just. You could say that God analyzes you and determines that you are, in fact, just, or righteous, and so he declares that to be so. His declaration doesn’t change anything; you were just and he simply recognized that fact. That is analytic justification.

Marc Roby: In other words, God justifies the just.

Dr. Spencer: Yes. But that is unbiblical. In Romans 3:23-24 we read that “all have sinned and fall short of the glory of God, and are justified freely by his grace through the redemption that came by Christ Jesus.” Which tells us that God justifies sinners, not righteous people.

Marc Roby: And there are no righteous people as Paul noted; all have sinned. Every single human being outside of Christ is a sinner.

Dr. Spencer: That’s right. And in Romans 4:5 we read that “to the man who does not work but trusts God who justifies the wicked, his faith is credited as righteousness.” Which is even more explicit. God “justifies the wicked”.

Marc Roby: That verse ended by saying why God justifies the wicked; it said that “his faith is credited as righteousness.”

Dr. Spencer: And that is the point we were making last time, but using different words. This justification is synthetic. It is not based on analyzing the person and determining that he is, in fact, righteous, it is based on imputing to him a righteousness that is not his own, what has been called an alien righteousness.[3] As it says in Romans 3:21-22, “But now a righteousness from God, apart from law, has been made known, to which the Law and the Prophets testify. This righteousness from God comes through faith in Jesus Christ to all who believe.”

Marc Roby: In these verses Paul wrote that this righteousness “comes through faith in Jesus Christ to all who believe.” And in the previous verse we looked at he wrote that God justified the wicked because “his faith is credited as righteousness.” These two expressions are obviously speaking about the same thing.

Dr. Spencer: Yes, they are. They are both speaking about being united to Christ by faith and the double imputation that results from that union as we noted last week. Paul’s main point in Romans Chapter Four is to show that Abraham, the father of the Jews, was justified by faith and not by works. The Jews at that time thought that “Abraham was perfect in his deeds with the Lord and well pleasing and in righteousness all the days of his life”[4], so Paul was arguing against this view. He quoted Genesis 15:6, which says that “Abram believed the LORD, and he credited it to him as righteousness.” And he then argued, in Romans 4:4-5, “Now when a man works, his wages are not credited to him as a gift, but as an obligation. However, to the man who does not work but trusts God who justifies the wicked, his faith is credited as righteousness.”

Marc Roby: That’s a strong statement. If Abraham earned his justification, then God would have been obligated to justify him and would not have said in Genesis 15:6 that his faith was credited to him as righteousness.

Dr. Spencer: In fact, given that the argument is part of God’s infallible word, it isn’t just a strong argument, it is definitive. You quoted Galatians 2:16 in your opening statement today and it says, in part, that “by observing the law no one will be justified.” The Bible is clear that no one outside of Jesus Christ has ever lived a sinless life, and no one ever will. But a sinless life is necessary to be perfect in righteousness. It is only the perfect imputed righteousness of Christ that can save; and that can only be ours if we are united to him by faith. It is an alien righteousness. Our justification is synthetic, not analytic. We are united to Christ by faith and it is on the basis of his perfect righteousness that we are justified.

The free book that we offer to all listeners of the podcast, Good News for All People, is, in essence, an exposition of the passage we have been considering from Romans Chapter Three and I strongly recommend it for those who want to consider this topic in more depth.

Marc Roby: And our listeners can obtain a free copy of that book by going to our website, whatdoesthewordsay.org, and clicking on the button to request a copy. Are we done talking about the difference between synthetic and analytic justification?

Dr. Spencer: Yes, we are. But I also want to point out that it is possible and, in fact, quite common, to fall into the other ditch as well.

Marc Roby: What do you mean?

Dr. Spencer: Well, we noted earlier that the path to heaven is narrow, and we could add that there are ditches on both sides. On the one side you can error like the Roman Catholic Church does and think that you can earn your salvation in some way, but it is also very common to believe that your own righteousness doesn’t matter at all. That view is frequently called antinomianism, which simply means to be against the law.

Marc Roby: And I would say that although they may not admit to being antinomian, that view is the most common view among Protestant churches today.

Dr. Spencer: I think that’s obviously true. The minute you say anything about good works being necessary, most professing protestants today will accuse you of being legalistic. In other words, they will accuse you of rejecting the idea that we are saved by grace alone. They will say that you are adding your own good works to the requirements for salvation. But that view is completely wrong.

Marc Roby: Well, for one thing, we aren’t saying that your works are the basis for your salvation. As you said a moment ago, we are justified on the basis of Christ’s perfect righteousness.

Dr. Spencer: Yes, that’s right. They ignore the difference between salvation and justification. Although these two terms are sometimes used as though they were synonymous, salvation is a more general term that refers to the whole process of being saved, beginning with God’s electing love in eternity past and culminating in our receiving our glorified bodies and living with God in perfect happiness for all eternity future. Whereas justification only refers to God’s legal declaration that we are justified in his sight. We would say that our own good works are necessary for salvation, but not for justification; although even our “good works” are only done and accepted by grace as we will discuss in a later podcast. Justification is by grace alone through faith alone; period. Nothing is added to the requirements for justification.

Marc Roby: How then would you explain, I’m tempted to say justify, the statement that our good works are necessary for salvation?

Dr. Spencer: Well, they are necessary proof that we have truly been justified. We have argued that justification is a legal declaration, it does not refer to a process of actually making us just. We are sinners before we are justified and we are still sinners after we are justified. But there is a huge difference nonetheless, a radical change must have taken place or we would not have truly repented and believed and God would not have justified us. We must have been born again, in other words, regenerated.

We discussed regeneration in Sessions 149 and 150 because it comes early in the order of salvation. Our listeners may remember that the order we have been using is: effectual call, regeneration, repentance and faith, justification, adoption, sanctification, perseverance, and glorification.

Marc Roby: And no one can repent and believe unless they are born again, which is why it comes before repentance and faith in the order of salvation.

Dr. Spencer: And the converse is also true as I noted in Session 149; anyone who has been born again will, without a doubt, repent and believe. In fact, the whole order is guaranteed once God has chosen someone to be saved. We see this in the famous passage in Romans 8:29-30, where Paul tells us, “For those God foreknew he also predestined to be conformed to the likeness of his Son, that he might be the firstborn among many brothers. And those he predestined, he also called; those he called, he also justified; those he justified, he also glorified.”

Marc Roby: And when Paul says God “foreknew” certain people, that really means that he has fore-loved them. He knows every single person and everything about every person, so to say that he foreknew someone would not limit the group of people in any way.

Dr. Spencer: And that emphasizes yet again that the source of our salvation is the love of God. But, to stay on topic, every element in the order of salvation is certain to occur in the life of every single individual whom God fore-loved and predestined to be saved. That process begins in the life of a believer with the effectual call and regeneration, which then necessarily result in repentance and faith and also in sanctification in the life of every true believer. God justifies us based on our faith, which unites us to Christ. But we would never have truly believed if we had not been born again first. And the instant we are born again we are radically changed; new birth is the beginning of the process of sanctification.

Marc Roby: And hence, good works are essential proof that this process is truly underway.

Dr. Spencer: Exactly. We are justified by grace alone through faith alone, but not by a faith that is alone. And that forms a good segue into discussing the third side of the triangle of salvation.[5]

Marc Roby: Now we haven’t spoken about the triangle of salvation yet today, so perhaps I should briefly remind our listeners of what that is. This triangle shows the relations between God the Father, Jesus Christ and an individual believer. God the Father is at the top, Jesus Christ on the bottom left and the believer on the bottom right. The left side, connecting Christ and the Father, represents the fact that Christ propitiates or appeases the wrath of God for us, and the right side, connecting the Father to the believer, represents the fact that the Father then declares us just, or legally righteous, based on the work of Jesus Christ. We have already spoken about both of these. The bottom side, connecting Christ to the believer, represents the fact that Jesus Christ redeems us.

Dr. Spencer: And we pointed out in Session 176 that redemption refers to paying a ransom to free a prisoner or a slave. As James Boice wrote, “The Greek word at the base of the major word group meaning ‘redeem,’ ‘redeemer’ and ‘redemption’ is luō, which means ‘to loose’ or ‘loosen.’ It was used of loosening clothes or unbinding armor. When applied to human beings, it signified the loosing of bonds so that, for example, a prisoner became free. At times it was used of procuring the release of a prisoner by means of a ransom.”[6]

Marc Roby: I know that some theologians have objected to the idea of a ransom being paid for our salvation.

Dr. Spencer: That’s true, and Boice deals with that objection. He has a rather lengthy, and very good, discussion of this, which I encourage interested listeners to read.[7] But I’m going to skip most of it and simply point out the most important conclusion.

Marc Roby: And what is that?

Dr. Spencer: The biblical view of man is that he was created sinless. Adam and Eve enjoyed perfect communion with God in the garden prior to the fall. But when they sinned, which we must remember was deliberate rebellion against God in response to the devil’s lie that they could become like God … In any event, when they sinned, their natures were changed. God had told Adam, as we read in Genesis 2:17, that “you must not eat from the tree of the knowledge of good and evil, for when you eat of it you will surely die.” And that is what happened. Death is not the cessation of existence. As we have discussed before[8], the biblical idea of death is separation. And Adam and Eve were immediately separated from intimate fellowship with God. In addition, they immediately started the process of physically dying, which leads to the separation of the body and spirit[9]. And that is the state we all inherit from them. We are sinful creatures bound to physically die and then face judgment.

Marc Roby: We are in the estate of sin and misery as the Westminster Shorter Catechism phrases it.

Dr. Spencer: Exactly. In any event, the Bible describes this state of sin as slavery. In John 8:34 we read that Jesus said, “I tell you the truth, everyone who sins is a slave to sin.” And in Romans 7:14 Paul refers to himself in his unregenerate state as having been “sold as a slave to sin.” But when we are born again, we are freed from slavery to sin. We are also freed from being under the dominion of Satan, who is called the ruler of the kingdom of the air in Ephesians 2:2, and we are freed from the sting of death as Paul tells us in 1 Corinthians 15:55-56.

Marc Roby: That makes me think of the glorious symbolism in the sacrament of baptism. We are said to have died with Christ and to have been buried with him, which refers to being done with our old way of life. But then, praise God, we have also been raised to new life with him.

Dr. Spencer: And that symbolism expressly uses the idea of being a slave to sin, especially as it relates to the ethical change that takes place in us and the concomitant release we experience from the power and dominion of sin. Romans Chapter Six speaks about the change that takes place when a sinner is born again and baptized. At the end of Chapter Five Paul argued that the law was never intended to save anyone. Rather, the law actually increased our sin and guilt. Because of our sinful nature, when we are told not to do something, that is the first thing we want to do. But then Paul declared, in Romans 5:20 that “where sin increased, grace increased all the more”. His point was that our greater sin leads to God displaying even greater grace in saving us. But this can be misunderstood, just like modern antinomians misunderstand our being saved by grace. And so Paul answers them in Romans Chapter Six.

Marc Roby: Let me read the first seven verses of that chapter: Paul wrote, “What shall we say, then? Shall we go on sinning so that grace may increase? By no means! We died to sin; how can we live in it any longer? Or don’t you know that all of us who were baptized into Christ Jesus were baptized into his death? We were therefore buried with him through baptism into death in order that, just as Christ was raised from the dead through the glory of the Father, we too may live a new life. If we have been united with him like this in his death, we will certainly also be united with him in his resurrection. For we know that our old self was crucified with him so that the body of sin might be done away with, that we should no longer be slaves to sin—because anyone who has died has been freed from sin.”

Dr. Spencer: That wonderful passage speaks about our union with Christ, it speaks about our old self and that we should no longer be slaves to sin, and it speaks about our having been freed from this slavery. And in our next session, I want to begin with this passage and speak about Christ as our Redeemer.

Marc Roby: That’s a wonderful topic to look forward to. So, let me remind our listeners that they can email their questions and comments to info@whatdoesthewordsay.org. We enjoy hearing from you.

[1] All scripture quotations, unless otherwise indicated, are taken from the Holy Bible, New International Version®, NIV® (1984 version). Copyright © 1973, 1978, 1984, 2011 by Biblica, Inc.™ Used by permission of Zondervan. All rights reserved worldwide. www.zondervan.com The “NIV” and “New International Version” are trademarks registered in the United States Patent and Trademark Office by Biblica, Inc.™.

[2] John Frame, The History of Western Philosophy and Theology, P&R Publishing, 2015, pg. 187

[3] R.C. Sproul, Faith Alone: The Evangelical Doctrine of Justification, Baker Books, 1995, pg. 107

[4] Book of Jubilees, translated from the Ethiopic, by George H. Schodde, E.J. Goodrich, 1888, pg. 69, (available at: http://matrixfiles.com/JerryKirk/Book-of-Jubilees-from-the-Ethiophic.pdf) also see Mathew, Romans: The Gospel Freedom (Volume 1), Grace and Glory Ministries, 2011, pg. 182

[5] James Boice, Foundations of the Christian Faith, Revised in One Volume, InterVarsity Press, 1986, pg. 323

[6] pg. 323 (note: his book prints the Greek word as lyō, which is a printing error, so I’ve corrected it to luō.)

[7] Ibid, pp 324-330

[8] See Session 102 pages 1 through 3

[9] See Session 104 pages 2 and 3.

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Marc Roby: We are returning to our study of theology today after a fourteen-week long hiatus in which we discussed Marxist and neo-Marxist ideologies from a Christian perspective. How would you like to begin today Dr. Spencer?

Dr. Spencer: Well, it’s hard to believe it took fourteen weeks, isn’t it? And there is so much that I left unsaid. But I hope that we at least made it clear that these issues are of extreme importance to everyone, and as Christians we have a serious responsibility to speak truth. And I hope that as a result at least some of our listeners will look at the references we gave, read some of these materials, think seriously about the issues, and then take appropriate action. Both in voting and in your daily life. But, with that said, since our break lasted so long, I think we need to do some review to get everyone – including me – back up to speed on the things we had been covering.

Marc Roby: Very well. We have been organizing these podcasts in terms of the six loci of Reformed theology, which are: First, theology proper – in other words, the study of God; Second, anthropology, which is the study of man; Third, Christology, which is the study of Jesus Christ the Redeemer; Fourth, Soteriology, which means the study of salvation; Fifth, Ecclesiology, which means the study of the church; and finally, sixth, Eschatology, which means the study of last things. We have covered the first three – theology proper, anthropology and Christology – and we are now in the process of covering soteriology.

Dr. Spencer: And, we began covering soteriology by discussing the acrostic TULIP, which stands for the five doctrines that together summarize the main differences between Reformed theology and other theologies. TULIP stands for: Total depravity, Unconditional election, Limited atonement, Irresistible grace, and Perseverance of the saints.

Marc Roby: And we noted that although arguably better terms exist for some of these items, these names are commonly used and go along with the acrostic.

Dr. Spencer: And then, after discussing those doctrines, we started to examine what is called the order of salvation, or in Latin, the ordo salutis. This refers to the sequence of steps involved in our salvation. We began by pointing out, to quote from John Murray’s excellent book Redemption Accomplished and Applied, that “No treatment of the atonement can be properly oriented that does not trace its source to the free and sovereign love of God.”[1]

Marc Roby: And I remember that in that context we quoted what is perhaps the best-known verse in the entire Bible, John 3:16, which says, “For God so loved the world that he gave his one and only Son, that whoever believes in him shall not perish but have eternal life.” [2]

Dr. Spencer: And the verse is so well known for good reason. Christianity is not about what men must do to be saved, it is about what God has graciously done to save sinners who could never save themselves. And then how we, as saved individuals, should live lives of grateful obedience for God’s glory. And, unlike creation, which God accomplished by divine command, our salvation required the incarnation and substitutionary sacrifice of the eternal second person of the Holy Trinity. God is holy and just. He is justly angry with sin and wrathful toward sinners. But, praise God, he is also merciful and he freely chose to set his saving love upon some of the sinful mass of humanity. Without his saving love, we would all be lost. And the order of salvation describes the steps in the process God uses to save his chosen people.

Marc Roby: I recall that we began our discussion of the order of salvation with the doctrine of union with Christ.

Dr. Spencer: Yes, we did. And as John Murray wrote, union with Christ is “the central truth of the whole doctrine of salvation.”[3] It is not, strictly speaking, just one of the steps. It is, rather, central to the whole process. We discussed this in Session 141 and we said there that the New Testament uses the phrase in Christ to represent this union. We learned in that session that we, as Christians, were chosen in Christ, we were created, or we could say born again, in Christ, we live in Christ, we die in Christ, we will be raised from the dead in Christ, we will receive glorified bodies in Christ and we will spend eternity enjoying fellowship with God and one another in Christ.

Marc Roby: That is wonderful. And that is why we are called Christians.

Dr. Spencer: Very true. And we are saved by being united to Christ so that God counts his sacrifice as payment for our sins and we are given his perfect righteousness. This is called the double transaction, or double imputation. Our sins are imputed to Christ, that is, placed in his account so to speak, and his perfect righteousness is imputed to us. We are told about this transaction by the apostle Paul in 2 Corinthians 5:21, which says that “God made him who had no sin [– that is Jesus Christ –] to be sin for us, so that in him we might become the righteousness of God.”

Marc Roby: And the obvious question is then, how does one become united with Christ?

Dr. Spencer: And the Westminster Shorter Catechism addresses this question. In Question 30, it asks, “How does the Spirit apply to us the redemption purchased by Christ?”

Marc Roby: The answer given is, “The Spirit applies to us the redemption purchased by Christ, by working faith in us, and thereby uniting us to Christ in our effectual calling.”

Dr. Spencer: And so we discussed the effectual call, which is where God, by his sovereign grace, calls us to himself with the gospel message, and regenerates us so that we respond in repentance and faith. This is well described by the Westminster Shorter Catechism again. Question 31 asks, “What is effectual calling?” And the answer is that “Effectual calling is the work of God’s Spirit, whereby, convincing us of our sin and misery, enlightening our minds in the knowledge of Christ, and renewing our wills, he does persuade and enable us to embrace Jesus Christ, freely offered to us in the gospel.”[4]

Marc Roby: That is a wonderful statement that says a great deal. We discussed the answer in Sessions 144 and 149. Although the catechism uses different language, it speaks of God’s regenerating believers, in other words causing them to be being born again, and it speaks of their responding in repentance and faith.

Dr. Spencer: That’s true. We must be convinced of the bad news first, that we are in an estate of sin and misery as the Catechism puts it, before we can understand the good news of the gospel, and embrace Jesus Christ by faith as our Lord and Savior.

Marc Roby: And we discussed the fact that saving faith is always a penitent faith. True repentance and faith always go together, and together they are called conversion.

Dr. Spencer: And we also noted that true, saving faith has three elements: the first element is content, or information, it matters what we believe; the second element is mental assent, we must agree with the content of the gospel message; and the third element is trust. We must not only agree that the gospel message is true, we must place our trust in Jesus Christ and his redeeming work in order to be saved.

Marc Roby: These three elements are often referred to by their Latin names: the content is called notitia, the mental assent, or agreement, is called assensus, and the trust is called fiducia.

Dr. Spencer: Yes, theologians do love Latin and it is important to at least know those terms that are common. Understanding biblical repentance and faith is crucial. They always appear together as you noted and it is by faith that we are united to Christ and saved as we noted earlier. Because of the importance of these ideas, I think it would be useful to look at the two questions in the Shorter Catechism that deal with them. Question 86 asks, “What is faith in Jesus Christ?”

Marc Roby: And the answer is that “Faith in Jesus Christ is a saving grace, whereby we receive and rest upon him alone for salvation, as he is offered to us in the gospel.”

Dr. Spencer: And what a wonderful answer that is. The Catechism calls it a “saving grace”, a phrase that it only uses twice. Once in reference to faith and once in reference to repentance as we will see in a moment. Again, these two always occur together, they are both part of saving grace. The answer also says that we “rest upon” Jesus, which is speaking about trust. And finally, it says that we receive and rest upon him “as he is offered to us in the gospel.”

We noted in our last session before our long break to discuss Marxist ideologies, that theologians refer to general and special faith. The object of special faith is Jesus Christ; we trust in him for our salvation. The object of general faith is the Bible. It is the only place where we have God’s infallible, authoritative teaching about Jesus and what he did. True saving faith therefore includes faith in God’s written revelation. As the Catechism says, we trust in Jesus “as he is offered to us in the gospel”, in other words, in the Bible.

Marc Roby: And then, in Question 87, the Shorter Catechism deals with the other half of conversion and asks, “What is repentance unto life?”

Dr. Spencer: And the answer is that “Repentance unto life is a saving grace, whereby a sinner, out of a true sense of his sin, and apprehension of the mercy of God in Christ, does, with grief and hatred of his sin, turn from it unto God, with full purpose of, and endeavor after, new obedience.”[5]

Marc Roby: And that is again a wonderful short, but complete, description of true biblical repentance.

Dr. Spencer: Yes it is. It speaks of repentance “unto life”, which means it is real, deep, God-given true repentance. Not just a worldly sorrow over the effects of sin, but, as the answer goes on to say, a true sense of sin and grief and hatred for our sins. This repentance causes us to turn from our sins to God. And the answer then also speaks about obedience, which we spoke about in Session 151 – it is an absolutely essential fruit of real conversion. If you don’t obey Jesus Christ, then your confession that Jesus is Lord is a lie; you are not saved.

Marc Roby: Now that is not a popular idea at all in today’s church. If you talk about obedience you are called legalistic and accused of having given up on the gospel of grace.

Dr. Spencer: But the Bible, contrary to this pervasive modern teaching, makes it clear that obedience is an essential fruit of real salvation. It is not the cause of salvation. If we said that, then the accusation of being legalistic and giving up on the gospel of grace would be true. But if you say obedience is optional, you are not presenting the truth about the effectiveness of God’s saving grace to transform lives.

Marc Roby: Now that is a very important point, obedience is not optional. As Paul wrote in 2 Corinthians 5:17, “if anyone is in Christ, he is a new creation; the old has gone, the new has come!” We dare not degrade what it means to be in Christ. A new creation speaks of radical change. Is there anything else you would like to say by way of review?

Dr. Spencer: Yes. I want to repeat a quote from John Murray that I gave in Session 160. He wrote that “Faith is not belief that we have been saved, nor belief that Christ has saved us, nor even belief that Christ died for us. It is necessary to appreciate the point of distinction. Faith is in its essence commitment to Christ that we may be saved.”[6] I repeat this quote because it is so important. Especially in light of persecution and trouble.

Marc Roby: What persecution and trouble are you referring to?

Dr. Spencer: Any persecution and trouble. We all know that there are Christians in other parts of the world where standing for Christ can cost you your life. We also know that kind of severe persecution has happened before in many places and at many times. But, in light of the series we just did on Marxist and neo-Marxist ideologies, it is increasingly important in this country.

In our last session I noted that our society is rapidly moving in the direction of a soft totalitarianism. So, for example, we all know the stories of the Christian baker in Colorado who has been severely persecuted for years for refusing to create special cakes to celebrate LGBT events. And we have heard of florists, and photographers and others being similarly persecuted. We also see doctors being forced to be silent about their beliefs about abortion and sex-change operations and so on. There is already persecution in this country and it may get significantly worse.

Marc Roby: And how does that tie into the Murray quote about the nature of true faith?

Dr. Spencer: Well, it ties in because we all need to make our calling and election sure as Peter wrote in 2 Peter 1:10. In Rod Dreher’s book Live not by Lies, which I briefly mentioned last time, he tells the horrifying story of a Romanian Lutheran pastor named Richard Wurmbrand, who endured unspeakable torture while imprisoned for 16 years, from 1948 to 1964, in Romania.

Marc Roby: Which was, at that time, a communist country, one of the so-called satellite nations of the former Soviet Union.

Dr. Spencer: Yes, that’s right. In any event, Dreher quotes Wurmbrand, who wrote that there were two kinds of Christians, “those who sincerely believe in God and those who, just as sincerely, believe that they believe. You can tell them apart by their actions in decisive moments.”[7]

Marc Roby: In other words, as soon as any real persecution comes, those Christians who may sincerely believe they are Christians, but have not been born again, will quickly fall away.

Dr. Spencer: That was exactly his point. Persecution is sometimes used by God to purify his church. And, as much as I don’t want it and pray that it doesn’t come, it may be that God has some serious persecution in store for Christians in this country. But, even if that doesn’t happen, there is nothing more important than making sure you are truly saved. A false feel-good version of Christianity may make this life more enjoyable, but it will fail you in the most severe and terrible way imaginable when you appear before the judgment seat of Christ, which we must all do as we are told in 2 Corinthians 5:10.

Marc Roby: And that failure, if it occurs to you, lasts for eternity.

Dr. Spencer: Yes, it does. And with that, I am ready to pick up where we left off.

Marc Roby: When we paused, we were going through the order of salvation, or ordo salutis, and we were using the order given by John Murray, with the exception of our having covered union with Christ first. So, the order we were using was this: first, effectual calling, then regeneration, repentance and faith, justification, adoption, sanctification, perseverance, and finally, glorification.

Dr. Spencer: And we had gotten though effectual calling, regeneration, and repentance and faith, which together are called conversion. So, we are now ready to begin justification.

Marc Roby: Which is a very important topic.

Dr. Spencer: It is, in fact, the heart of the gospel. It is what Martin Luther called the article, or doctrine, on which the church stands of falls.[8] It is considered to be the material cause of the Reformation.[9] In other words it was the central question at stake in the Protestant Reformation. To rephrase it, how can a sinner be declared just, or we could say righteous, in God’s sight?

Marc Roby: Which is a great question. Paul wrote in Romans 3:10 that “There is no one righteous, not even one”. And yet we know that God is just and holy.

Dr. Spencer: Which presents us with an insoluble problem from man’s perspective. But, thankfully, as Jesus told his disciples in Mark 10:27, “With man this is impossible, but not with God; all things are possible with God.” And so, Paul goes on after issuing the blanket condemnation you quoted to explain how God solved this problem. We read in Romans 3:21-26, “But now a righteousness from God, apart from law, has been made known, to which the Law and the Prophets testify. This righteousness from God comes through faith in Jesus Christ to all who believe. There is no difference, for all have sinned and fall short of the glory of God, and are justified freely by his grace through the redemption that came by Christ Jesus. God presented him as a sacrifice of atonement, through faith in his blood. He did this to demonstrate his justice, because in his forbearance he had left the sins committed beforehand unpunished—he did it to demonstrate his justice at the present time, so as to be just and the one who justifies those who have faith in Jesus.”

Marc Roby: Praise God for his infinite wisdom and love. He found a way to simultaneously “be just and the one who justifies those who have faith in Jesus.”

Dr. Spencer: And in our next session, I want to start unpacking this passage from Romans 3 as we enter into our treatment of justification.

Marc Roby: And I look forward to that. But now, let me close by reminding our listeners that they can email their questions and comments to info@whatdoesthewordsay.org. We will do our best to answer your questions.

[1] John Murray, Redemption Accomplished and Applied, Wm. B. Eerdmans Publishing Co., 1955, pg. 9

[2] All scripture quotations, unless otherwise indicated, are taken from the Holy Bible, New International Version®, NIV® (1984 version). Copyright © 1973, 1978, 1984, 2011 by Biblica, Inc.™ Used by permission of Zondervan. All rights reserved worldwide. www.zondervan.com The “NIV” and “New International Version” are trademarks registered in the United States Patent and Trademark Office by Biblica, Inc.™.

[3] Murray, op. cit., pg. 170

[4] I have changed “doth” to “does” to update the English.

[5] I have again changed “doth” to “does” to update the English.

[6] Murray, Collected Works, Vol. II, Banner of Truth Trust, 1977, pg. 259

[7] Rod Dreher, Live Not by Lies, A Manual for Christian Dissidents, Sentinel, 2020, pg. 204

[8] This is a common paraphrase of Luther, see, e.g., Ref. 9

[9] R.C. Sproul, Faith Alone: The Evangelical Doctrine of Justification, Baker Books, 1995, pg. 18

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Marc Roby: We are resuming our study of systematic theology today by continuing to examine soteriology, the doctrine of salvation. More specifically, we are discussing the ordo salutis, or order of salvation and we are in the midst of discussing conversion, that is, repentance and faith. Dr. Spencer, we have established that true, saving faith boils down to trusting in Jesus Christ alone for our eternal salvation. What would you like to cover today?

Dr. Spencer: I want to continue the discussion we were having at the end of our session last week. We made two points at the end of that session. First, that true, saving faith is always a penitent and obedient faith, and second, that true saving faith includes trusting in God’s Word, in other words, in the Bible.

Marc Roby: Yes, I remember your argument. You said that when a person is born again, he is able to see his own sin and his unworthiness, which is why he no longer trusts in himself. As Paul wrote in Romans 3:10, “There is no one righteous, not even one”.[1] That is why true, saving faith is always a penitent faith.

Dr. Spencer: That’s true. And, in addition, since a born-again person sees that Jesus Christ is worthy of worship and is the only Savior and Lord, he wants to emulate and please Christ, so his faith will be an obedient faith. Jesus himself said, in John 14:15, “If you love me, you will obey what I command.” The Rev. P.G. Mathew wrote that “Faith means that we move our center from ourselves to Jesus Christ. Faith declares Jesus Christ as Lord of our life. Faith in its essence is committing ourselves to Christ that we may be saved.”[2]

Few professing Christians today think much about the fundamental confession of a Christian, which is that Jesus is Lord.

Marc Roby: We read that confession in Romans 10:9, where Paul wrote, “That if you confess with your mouth, ‘Jesus is Lord,’ and believe in your heart that God raised him from the dead, you will be saved.”

Dr. Spencer: And to say that Jesus is Lord is a very powerful statement. We need to take it seriously and think about it. It is much easier to say that I believe in Jesus than it is to say that he is Lord. But, if my faith is true, saving faith, then Jesus is my Lord. And, if that is true, then as Paul says in 1 Corinthians 6:19-20, “You are not your own; you were bought at a price.” We belong to Jesus Christ. He owns us. We have no right to think, speak and act any way we want to. We are to obey him immediately, exactly and with joy in all things at all times. That is true faith.

Marc Roby: And we need to repent daily because no one does obey perfectly.

Dr. Spencer: We certainly don’t. But if we don’t even have the desire to do obey, and if we don’t feel the need to repent over our failure to do so, then any profession of faith that we make is a lie. As John wrote in 1 John 2:4, “The man who says, ‘I know him,’ but does not do what he commands is a liar, and the truth is not in him.”

Marc Roby: And, of course, to obey Jesus, we must know what it is that he commands.

Dr. Spencer: That’s obviously true. And we learn what Jesus commands in the Bible. John Murray wrote that “To speak of knowing God and the truth that he is apart from the word of revelation which is incorporated for us in the Scripture is for us men an abstraction which has no meaning or relevance. When we are of the truth and know the truth we discern in the inscripturated word of truth the living voice of him who is the truth and there is no tension between our acceptance of the living God as ‘the only true God’ and of his Word as the truth.”[3]

Marc Roby: And so we could say that to truly trust in Jesus Christ then, includes trusting in the Bible.

Dr. Spencer: We could say that, yes. In fact, theologians speak of saving faith as having two different elements, or senses; general faith, and special faith. Louis Berkhof speaks about both of these in his Systematic Theology. Now, as is often the case with theologians, he uses the Latin phrases (pg. 506) fides generalis, meaning general faith, and fides specialis, meaning special faith. He wrote that by general faith “is meant saving faith in the more general sense of the word. Its object is the whole divine revelation as contained in the Word of God.”[4]

Marc Roby: Which, as we noted in our last session, makes sense since it is only in the Word of God that we learn about Jesus Christ and his redeeming work. It would make no sense to say that I trust in Jesus Christ if I don’t trust the only infallible source I have for knowing Christ.

Dr. Spencer: I’m glad you added the word infallible to your statement. I’m sure you did that because we do also have a personal, subjective, knowledge of Christ. But because our subjective knowledge can be so easily wrong, it must always come under the authority of God’s Word. So, for example, if my subjective sense of Jesus tells me that he is so loving he would never send anyone to hell, I have a problem.

Marc Roby: Yes, because we read in Matthew 7:23 that Jesus himself said he will tell the wicked, “I never knew you. Away from me, you evildoers!”

Dr. Spencer: And, in the context of that statement, it is clear that it means he will send them to hell. He also said, in Matthew 25:46, that the wicked “will go away to eternal punishment”. So, our only infallible source of knowledge about Jesus is the Word of God as you said. And the Word of God, or the Bible, is, as I said a moment ago, also the only place where we find the commands of Jesus. I also like the definition that John Murray gives for faith in the general sense.

Marc Roby: What does he say?

Dr. Spencer: He wrote that “Fides Generalis is simply faith in the truth of the Christian religion. More specifically stated, it is faith of the truth revealed in the holy Scripture. More pointedly it is the faith that holy Scripture is the Word of God; it is our full persuasion and assurance of the infallible truth and divine authority of Scripture as the Word of God.”[5]

Marc Roby: I like his saying it is our full persuasion and assurance of the infallible truth and divine authority of God’s Word.

Dr. Spencer: So do I. Our salvation rests on the solid rock of God and his Word, not on our subjective ideas about God.

Marc Roby: Very well, so we have Berkhof’s and Murray’s definitions of faith in the general sense. What is the definition of faith in the special sense?

Dr. Spencer: Well, Berkhof wrote that special faith, “is saving faith in the more limited sense of the word. While true faith in the Bible as the Word of God is absolutely necessary, that is not yet the specific act of faith which justifies and therefore saves directly. … The object of special faith, then, is Jesus Christ and the promise of salvation through Him.”[6] He also wrote that “Strictly speaking, it is not the act of faith as such, but rather that which is received by faith, which justifies and therefore saves the sinner.”

Marc Roby: Now, that’s an interesting statement. I assume he means to guard against the wrong idea, which we discussed in an earlier session[7], that faith is somehow a valuable entity in and of itself, independent of its object.

Dr. Spencer: I think is exactly what he is guarding against. True, saving faith must have Jesus Christ as its object. As we read in Acts 4:12, “Salvation is found in no one else, for there is no other name under heaven given to men by which we must be saved.”

Marc Roby: In addition to saying that it isn’t the act of faith that saves, Berkhof also wrote that it is that which is received by faith which justifies and therefore saves the sinner.

Dr. Spencer: And that is a very important distinction. We often say that we are saved by grace alone through faith alone, or sometimes just that we are saved by faith alone. But if we are going to be extremely careful, it isn’t faith that saves, it is Jesus Christ who saves. And we receive Christ, or we could say are united to Christ by faith. Faith is the instrument though which God unites us to Christ.

Marc Roby: You’ve noted before that faith has been called the instrumental cause of our salvation.

Dr. Spencer: Yes, I said that in Session 154. I also like what John Murray wrote about this. He said that “Faith is not belief that we have been saved, nor belief that Christ has saved us, nor even belief that Christ died for us. It is necessary to appreciate the point of distinction. Faith is in its essence commitment to Christ that we may be saved.”[8]

Marc Roby: That is yet another way of saying that true faith includes trust. It is a commitment to Christ.

Dr. Spencer: It is another way of saying the same thing, yes. We have said that true, saving faith has three elements: knowledge, or information, mental assent and trust. Or, to use the Latin terms, notitia, assensus and fiducia. The fact that true, saving faith requires trust is critically important.

It is illuminating to realize that the Devil himself has the first two elements of real faith. He certainly knows the content of the Bible much better than any human being does, and he also knows it is true. So he has the notitia and assensus. But he will not place his trust in Jesus Christ because he hates Jesus Christ. It is a moral problem, not an intellectual one.

Marc Roby: Paul wrote in Colossians 1:21 that “Once you were alienated from God and were enemies in your minds because of your evil behavior.”

Dr. Spencer: Yes, people don’t like to hear that, and I know that before I was saved I would have objected vehemently and denied that I was an enemy of God, but the Bible is clear that we all were. Anyone who denies that the God of the Bible really exists is his enemy. And the problem really is a moral one. In our unregenerate state we hate the true and living God because he is absolutely just and holy, and he knows everything we have ever done or thought and he is infinitely powerful to deal with us. That is terrifying and engenders hatred.

Marc Roby: Jesus Christ himself said, in John 3:19-20, “This is the verdict: Light has come into the world, but men loved darkness instead of light because their deeds were evil. Everyone who does evil hates the light, and will not come into the light for fear that his deeds will be exposed.”

Dr. Spencer: And, of course, Jesus is the light. Murray also wrote, “If faith is an act of whole-souled trust, we must be frank enough to acknowledge that the person dead in trespasses and sins, whose mind is enmity against God and whose characteristic attitude is one of hateful distrust, is incapable of exercising faith.”[9] Satan will not submit to God in loving trust because he hates God.

Marc Roby: And sinners refuse to trust in God for the same reason. But, praise God, that he has chosen to grant some new hearts so that can love him and trust in him. What else do you want to say about saving faith?

Dr. Spencer: Because the issue of trust is so important, I want to read what Wayne Grudem has to say in his Systematic Theology. He defines saving faith as “trust in Jesus Christ as a living person for forgiveness of sins and for eternal life with God.” And he then goes on to say that “The definition emphasizes personal trust in Christ, not just belief in facts about Christ. Because saving faith in Scripture involves this personal trust, the word ‘trust’ is a better word to use in contemporary culture than the word ‘faith’ or ‘belief.’ The reason is that we can ‘believe’ something to be true with no personal commitment or dependence involved in it.”[10]

Marc Roby: Yes, I remember you making a similar point last time when you said the NIV translation of John 14:1, which uses the word ‘trust’, was better than some others, which use the word ‘believe’, because in our day and age the word faith often does not have this element of trust included.

Dr. Spencer: That’s true. Grudem goes on to give some examples of how we use the words believe and faith today. Someone might, for example, say that they “believe” something to be true, and what they mean is that they aren’t sure it is true. If they were sure, they would say that they “know” it is true. But to say you “believe” something is true in our modern usage implies less than certainty. It is probable, but not certain in your mind.

On the other hand, the word “trust” is stronger. You don’t drive across a bridge without trust that it will hold you up.

Marc Roby: Yes, that makes good sense.

Dr. Spencer: And Grudem makes another point that I think is worth mentioning as well.

Marc Roby: What is that?

Dr. Spencer: He looks at the original Greek for the famous verse John 3:16. In our Bible the verse reads, “For God so loved the world that he gave his one and only Son, that whoever believes in him shall not perish but have eternal life.”

Marc Roby: And it is a wonderful verse.

Dr. Spencer: It most certainly is. But Grudem points out that when our translation says “that whoever believes in him shall not perish”, that isn’t a faithful representation of the original Greek. A more faithful translation sounds awkward in English. A literal translation would be to say that whoever believes into him shall not perish and Grudem notes that this has “the sense of trust or confidence that goes into and rests in Jesus as a person.”[11]

Marc Roby: That is a subtle, but important point. If I truly trust Jesus, I will entrust myself to him as my Savior and Lord for this life and the life to come.

Dr. Spencer: And with that, I think we are finished with what I want to say about true, saving faith at this time. Which also finishes the topic of conversion, which I hope our listeners remember is just repentance and faith together.

Marc Roby: And so the next topic in the order of salvation is justification, correct?

Dr. Spencer: It is. And justification is really the heart of the gospel.

Marc Roby: Alright. Well, it would seem unwise to begin a new topic today, so this looks like a good place to end. I’d like to remind our listeners that they can email their questions and comments to info@whatdoesthewordsay.org. And we will do our best to respond.

[1] All scripture quotations, unless otherwise indicated, are taken from the Holy Bible, New International Version®, NIV® (1984 version). Copyright © 1973, 1978, 1984, 2011 by Biblica, Inc.™ Used by permission of Zondervan. All rights reserved worldwide. www.zondervan.com The “NIV” and “New International Version” are trademarks registered in the United States Patent and Trademark Office by Biblica, Inc.™.

[2] P.G. Mathew, Faith of Our Fathers, sermon text available at https://gracevalley.org/sermon/faith-of-our-fathers/

[3] John Murray, The Principles of Conduct, William B. Eerdmans Publishing Co., 1957, pg. 129

[4] L. Berkhof, Systematic Theology, Wm. B. Eerdmans Pub. Co., 1938, pg. 506

[5] J. Murray, Collected Works, Vol. II, Banner of Truth Trust, 1977, pg. 241

[6] Berkhon, op. cit., pg. 506

[7] See Session 158

[8] Murray, op. cit., pg. 259

[9] Ibid, pg. 261

[10] W. Grudem, Systematic Theology, Inter-Varsity Press, 1994, pg. 710

[11] Ibid, pg. 711

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Marc Roby: We are resuming our study of systematic theology today by continuing to examine soteriology, the doctrine of salvation. More specifically, we are discussing the ordo salutis, or order of salvation and we are in the midst of discussing conversion, or repentance and faith. In our session last week we discussed the fact that true saving faith is what John Murray calls a penitent faith. Dr. Spencer, how would you like to proceed today?

Dr. Spencer: I want to continue to examine how important it is to have a right understanding of what the Bible means when it says we are saved by faith. We saw last time that one common heresy today is to define faith down to nothing more than a decision to follow Jesus, and that decision doesn’t even require a person to repent of his or her sin or to produce any fruit in keeping with repentance. It is, in fact, choosing Christ and the world at the same time.

Marc Roby: And yet, we read in Matthew 6:24 that Jesus himself said, “No one can serve two masters. Either he will hate the one and love the other, or he will be devoted to the one and despise the other. You cannot serve both God and Money.”[1]

Dr. Spencer: That’s true. And money in that verse is, of course, just one example of a master, we must not value anything in this world more than Jesus. The apostle John wrote, in 1 John 2:15, “Do not love the world or anything in the world. If anyone loves the world, the love of the Father is not in him.” And we read in Matthew 10:37-38 that Jesus said, “Anyone who loves his father or mother more than me is not worthy of me; anyone who loves his son or daughter more than me is not worthy of me; and anyone who does not take his cross and follow me is not worthy of me.”

Marc Roby: That is extremely challenging, we are not to love anyone or anything more than Christ, not even our own life.

Dr. Spencer: It is very challenging, and it makes it clear that when the Bible speaks about believing in Jesus Christ, it is a very serious matter. It necessarily includes giving up all hope in ourselves or anything in the world. Christ alone is able to save us. Everything else is worthless in comparison.

But the nature of true saving faith doesn’t just separate people and churches within the protestant world, it was also the cause of the greatest split ever seen in the church; the protestant reformation.

Marc Roby: Unfortunately, not all professing Christians are even aware of the reformation anymore, so it might be a good idea to just say that prior to the reformation in the 16th century, there was only one Christian church in western Europe, and that was the Roman Catholic church. The reformers, people like Martin Luther and John Calvin, were people who split away from the Roman Catholic church because it had fallen into serious doctrinal error and refused to change.

Dr. Spencer: That’s true. And then, unfortunately, the reformers themselves had a number of smaller splits over less important matters and the net result is the proliferation of denominations that we have today: Lutherans, Baptists, Presbyterians and many, many more.

Marc Roby: While the reformation was a complicated and lengthy historical event, it is often thought of us beginning when Martin Luther posted his 95 theses on the door of the Castle Church in Wittenberg, Germany, on October 31, 1517.

Dr. Spencer: That’s true, although the seeds of the reformation had been planted in England by John Wycliffe and in the Kingdom of Bohemia, in what is now part of the Czech Republic, by Jan Hus about 150 years earlier. It’s also important to know that the reformation was really a return to biblical Christianity. No new revelation from God was involved in the reformation, it was, rather, a return to the Bible.

Marc Roby: And, as many people know, the main topic of the 95 theses was the Roman Catholic church’s practice of selling indulgences, which are declarations by the Pope that supposedly release people from some or all of the time they would have to spend in purgatory.

Dr. Spencer: That’s also true. Before we go on, I think we have to give some background here for our listeners to be able to understand the issues.

The Roman Catholic church taught then, and still teaches, that when people die they can go to one of three places; heaven, purgatory, or hell.[2] They teach that when a person comes to faith and his sins are forgiven, which is called being in a state of grace, that does not mean that all of the consequences for those sins are removed. A forgiven person will ultimately go to heaven and spend eternity in bliss, but there are still temporal consequences for sins.[3] And if a person dies while not yet having undergone all of the temporal punishment due to him for his sin, he goes to purgatory to finish paying that penalty.

Marc Roby: Now, we should say that we certainly agree that there are temporal consequences for our sin. In Leviticus 26:40-42 God told his people through Moses, “But if they will confess their sins and the sins of their fathers—their treachery against me and their hostility toward me, which made me hostile toward them so that I sent them into the land of their enemies—then when their uncircumcised hearts are humbled and they pay for their sin, I will remember my covenant with Jacob and my covenant with Isaac and my covenant with Abraham, and I will remember the land.”

Dr. Spencer: That is a sobering passage, which should cause us all to be more careful in how we live. But we must also be careful to make clear that when God referred to people paying for their sin, he was not speaking about atonement. The Bible is clear that no one outside of Christ can atone for his own sins or the sins of others. Instead, this is speaking about temporal discipline.

So, we agree with the Roman Catholic church in part, although we would say that the Bible teaches that when a believer dies, all such temporal discipline is over. Whereas, the Roman Catholic church teaches that when you die you may still have left over temporal punishment to go through. And, if that is the case, you don’t go directly to heaven, you go to purgatory as I said earlier. Only when you have finished with your temporal punishment are you released from purgatory and admitted to heaven.

Marc Roby: It is important to note that the Bible never once mentions or even implies the existence of purgatory, or anything like it.

Dr. Spencer: That’s true. The doctrine of purgatory is unbiblical, but the background is important to understand the real issues of the reformation.

Marc Roby: OK, so an indulgence then was something that would release an individual from a certain amount of time in purgatory.

Dr. Spencer: That’s right. And the church still issues indulgences today, although Pope Pius V abolished the sale of indulgences in 1567.[4] But we’ve said enough about indulgences for the time being. Luther’s 95 theses were mostly about them on the surface, but indulgences were really a symptom, not the true problem. At the time Luther posted his theses, he was hoping to reform the church from within, not split it up, and he even assumed in the theses that the Pope would not approve if he knew how indulgences were being described by those who sold them.

Marc Roby: Which turned out not to be entirely true of course.

Dr. Spencer: Yes, his assumption was definitely not entirely true. The papacy at the time of Luther was exceedingly corrupt and needed the money for the rebuilding of St. Peter’s Basilica. The protestant reformation is a fascinating and useful topic to study, and we may take a look at it in detail at some future time. But for right now I want to stay focused on the importance of having a right understanding of what constitutes true, saving faith as presented in the Bible.

Marc Roby: OK. You said that indulgences were only a symptom, what was the real problem?

Dr. Spencer: Well, it was related to the indulgences because of the way they were being marketed, for lack of a better term.

Marc Roby: Given much of what went on, I think that is a perfectly appropriate term.

Dr. Spencer: Well, you’re right about that, it just sounds bad. In any event, indulgences were sold as a way for people to escape punishment, without requiring true repentance or change.

Marc Roby: Which sounds much like the modern view of faith without repentance or change.

Dr. Spencer: It was similar in practice, yes. But, to be fair, the official position of the Roman Catholic church, then as now, required repentance. A little more background is probably needed to understand the picture. In the Roman Catholic church, a person is saved by baptism and the other sacraments of the church[5]. One of these was, and is, the sacrament of penance[6]. According to the Roman Catholic church, there are two kinds of sins; venial and grave, or mortal.

Marc Roby: Which is, I hasten to point out, a distinction not made in the Bible. In James 2:10 we read, “For whoever keeps the whole law and yet stumbles at just one point is guilty of breaking all of it.”

Dr. Spencer: Yes, that is an important point. We are not suggesting, of course, that the physical act of adultery isn’t worse than having a lustful thought, or that murder isn’t worse than being improperly angry with someone, but nevertheless, there are no sins that are so small that God simply winks and ignores our committing them. Every violation of God’s law, no matter how small, is a demonstration of the fact that we are, at our core, rebellious sinners.

But, getting back to the idea of venial and mortal sins, venial sins do not destroy the grace received at baptism, but mortal sins do.[7] When a person commits a venial sin, he is still in a state of grace, although he still needs to repent of the sin. But, if a true Christian commits a mortal sin and then dies without having repented of it, the Roman Catholic doctrine says that he goes to hell. In other words, according the Roman Catholic church, true faith can be lost.

Marc Roby: Now, if that were true, Peter’s exhortation in 2 Peter 1:10 to make our calling and election sure would be very strange indeed. How could we ever be sure of our election if the possibility still existed for us to fall away from salvation by some future sin?

Dr. Spencer: Well, the answer, of course, is that we couldn’t be sure. The reformed doctrine of the perseverance of the saints, which we spoke about in Session 131, is the proper biblical view. But returning to the topic of sin, according to the Roman Catholic church, when someone has committed a mortal sin, he must avail himself of the sacrament of penance to be restored to the state of grace. And even after being restored to the state of grace there is temporal punishment for sin, which the penitent must go through either in this life or in purgatory. Now, there is also temporal punishment for venial sins. The Roman Catholic sacrament of penance at the time of the reformation and still today has three components: contrition, confession, and satisfaction.[8]

Marc Roby: So in order to have his temporal punishment reduced, a man must be truly contrite – in other words, he must truly feel sorry for having sinned, he must confess his sins, and he must perform some work of satisfaction.

Dr. Spencer: Yes, that’s correct. And the Roman Catholic catechism carefully defines true contrition. It says, that contrition consists in “sorrow of the soul and detestation for the sin committed, together with the resolution not to sin again”.[9]

Marc Roby: That sounds very much like the way we have defined true, biblical repentance.

Dr. Spencer: It does sound a lot like it. We made the point last time that true, saving faith is always a penitent faith. So you can see that this issue of selling indulgences is connected with the nature of true faith; basically, it is a symptom of the fact that the Roman Catholic church teaches that a person is saved by the sacraments, through the action of the church and the works of the sinner, rather than through a vital, penitent, personal faith in Jesus Christ alone.

But, getting back to the sacrament of penance, the second component, confession, is clear enough, although we would again disagree with the Roman Catholic church by saying that there is no biblical requirement for a person to confess his sins to a priest. The third element, satisfaction, can take many forms, for example, saying certain prayers, or giving to the poor …

Marc Roby: Or, at the time of the reformation, purchasing an indulgence.

Dr. Spencer: Very true. An indulgence was one possible work of satisfaction. Although, as I noted earlier, the church outlawed the sale of indulgences in 1567. But we have now gotten to the real issue. The way indulgences were being sold, there was no requirement for personal repentance.

And further, even if the indulgences had been marketed in accordance with the church’s doctrines, so that the person was instructed that there must be real contrition, the person’s faith was not, in and of itself, sufficient for salvation. He needed to do works of satisfaction and the church needed to accept his works and pronounce absolution.[10]

Marc Roby: Which simply means that the church declares that he has been forgiven.

Dr. Spencer: Exactly. So there are works required now in addition to faith. And the church must be involved to mediate this whole process.

Marc Roby: Even though Paul tells us in 1 Timothy 2:5 that “there is one God and one mediator between God and men, the man Christ Jesus”.

Dr. Spencer: And in spite of the fact that we read in Romans 10:9 “That if you confess with your mouth, ‘Jesus is Lord,’ and believe in your heart that God raised him from the dead, you will be saved.” There is no mention of works of satisfaction being a condition upon which our salvation depends. And there is no need for a separate priesthood either. Peter wrote in 1 Peter 2:5 that Christians, “like living stones, are being built into a spiritual house to be a holy priesthood, offering spiritual sacrifices acceptable to God through Jesus Christ.”

Marc Roby: Even though we repudiate the need for a special priesthood to mediate for us, we would certainly agree that a person who has been saved will have good works.

Dr. Spencer: Yes, we do agree with that. But those good works are the result of the fact that the person has been born again and is a new creation. They serve as proof that the conversion is real, but they are never seen as a condition which must be met in order for the person to be saved. There is all the difference in the world between these two positions.

We must be born again, not by being baptized or doing anything else that we or any priest can do, but by the sovereign, effectual work of Almighty God. If we have been born again, we are new creations and we will respond in repentance and faith. That faith unites us to Jesus Christ and, as a result of that union, our sins are put into his account and are seen as having been paid for by Christ on the cross. Simultaneously, his righteousness is put into our account and we are seen as perfectly righteous in God’s sight.

Marc Roby: And that is the glorious double transaction we have spoken of a number of times.

Dr. Spencer: Yes, it is. So the core of biblical Christianity is that we are saved by grace alone, through faith alone, in Christ alone as the reformers declared. But in order to be sure that we are not deceived, that faith must conform to the biblical standard. It must be a true, penitent faith in the real, fully divine and fully human Jesus Christ presented to us in the Bible.

Marc Roby: Well, I think we are out of time for today, so we’ll have to continue this conversation next time. But before we sign off, let me remind our listeners that they can email their questions and comments to info@whatdo

[1] All scripture quotations, unless otherwise indicated, are taken from the Holy Bible, New International Version®, NIV® (1984 version). Copyright © 1973, 1978, 1984, 2011 by Biblica, Inc.™ Used by permission of Zondervan. All rights reserved worldwide. www.zondervan.com The “NIV” and “New International Version” are trademarks registered in the United States Patent and Trademark Office by Biblica, Inc.™.

[2] Catholic Church, Catechism of the Catholic Church, Part One, Section Two, Chapter Three, Article 12, Paragraph 1021 (e.g., see http://www.vatican.va/archive/ENG0015/__P2K.HTM)

[3] Ibid, Part Two, Section Two, Chapter One, Article 1, Paragraph 1264

[4] Encyclopedia Britannica, (see https://www.britannica.com/topic/indulgence)

[5] Catholic Church, op. cit., Part Two, Section Two, Chapter One, Article 1, Paragraph 1215 tells us that baptism “signifies and actually brings about the birth of water and the Spirit without which no one ‘can enter the kingdom of God.’” The quote they give is from John 3:5 where Jesus is telling Nicodemus about new birth, or regeneration. Therefore, they are saying that baptism “actually brings about” regeneration. This unbiblical doctrine is often referred to as baptismal regeneration.

[6] Also called the sacrament of conversion, or repentance, or forgiveness, or reconciliation; see Ibid, Part Two, Section Two, Chapter Two, Article 4, Paragraphs 1423 and 1424

[7] Ibid, Paragraph 1446 says that those who commit grave sin “have thus lost their baptismal grace”.

[8] Ibid, Paragraph 1448

[9] Ibid, Paragraph 1471

[10] Ibid, Paragraph 1424

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Marc Roby: After taking a week off to discuss the proper Christian response to the current corona virus pandemic, we are resuming our study of systematic theology today by continuing to examine soteriology, the doctrine of salvation. Dr. Spencer, are we ready to start looking at the order of salvation, or ordo salutis as it is often called?

Dr. Spencer: We are indeed ready. In Session 141 three weeks ago we noted that salvation began in eternity past with God’s sovereign electing love. We then also noted that, as John Murray put it in his book Redemption Accomplished and Applied, “the central truth of the whole doctrine of salvation”[1] is our union with Christ.

Marc Roby: And we have spent the bulk of two sessions examining that union, which is a wonderfully edifying topic.

Dr. Spencer: Well, that’s an understatement for sure.

Marc Roby: I also recall that you mentioned what is often called the golden-chain of salvation in Romans 8:30 where the apostle Paul wrote that those whom God “predestined, he also called; those he called, he also justified; those he justified, he also glorified.”[2]

Dr. Spencer: I did quote that verse because it is the closest thing in the Bible to a single statement of the ordo salutis. I also noted that some of the steps in the complete order, although not those in the golden chain, can be moved without serious theological consequences and that some of them are not meant to be interpreted temporally, but rather logically. And so we are almost ready to give the order.

Marc Roby: What else do you want to say before we give the order?

Dr. Spencer: I want to point out that because we are all by nature objects of God’s wrath, our greatest need is to be reconciled to God. We need to take a moment to appreciate God’s amazing, gracious plan of salvation.

Murray points out that God has provided for our greatest need in a way that “exhibits the overflowing abundance of God’s goodness, wisdom, grace, and love. The superabundance appears in the eternal counsel of God respecting salvation; it appears in the historic accomplishment of redemption by the work of Christ once for all; and it appears in the application of redemption continuously and progressively till it reaches its consummation in the liberty of the glory of the children of God.”[3]

Marc Roby: That is wonderful. And I look forward to the liberty of the glory of the children of God.

Dr. Spencer: As do all of God’s adopted children, that is our eternal destiny. And, with all of that said, I think we are now ready to give the actual list.

Marc Roby: Should I give you a drum roll?

Dr. Spencer: I don’t think that’s necessary. John Murray first lists the following five items; effectual calling, regeneration, faith, justification, and finally, glorification.[4]

Marc Roby: And three of those five elements are listed in that golden chain of salvation by Paul.

Dr. Spencer: They are. Paul lists calling, justification and glorification in that order. Murray then inserts regeneration and faith, in that order, after calling and before justification. Now the order of regeneration and calling could be reversed with no major problems, but they must come before justification as we will discuss in more detail later.

After giving these five basic elements, Murray then adds the other elements that are usually included in the list.

Marc Roby: And what are those?

Dr. Spencer: Well, the first is repentance, which as Murray says is “the twin sister of faith – we cannot think of the one without the other.”[5]

Marc Roby: Well, biblical repentance is a turning away from and forsaking our sins, and biblical faith is a turning to Christ in complete trust, so what Murray says makes perfectly good sense. Repentance and faith are really two sides of the same coin; you turn away from sin and to God.

Dr. Spencer: That’s right. So whether you put repentance before faith or faith before repentance doesn’t really matter, although I personally like repentance first because at least logically you turn away from sin first and then you turn to God. As is often said, you need to hear the bad news before you will receive the good news. But true biblical repentance and faith always occur together. The word conversion can also be used to represent both repentance and faith.

Marc Roby: What does Murray add to the list next?

Dr. Spencer: Adoption, which is an amazing doctrine. God doesn’t just forgive our sins, which is incredible enough in and of itself, he also adopts us as his children. We are told in John 1:12 that God gives to all who receive Jesus Christ, who believe in his name, “the right to become children of God”.

Marc Roby: That is a staggering privilege. We find it difficult to forgive those who sin against us in any serious way, but God not only forgives, he brings us into his family.

Dr. Spencer: That does blow your mind, doesn’t it? And we’ll talk about it in more detail later of course, but for now we just need to note that adoption must come after justification. As Murray correctly notes, “we could not think of one being adopted into the family of God without first of all being accepted by God and made an heir of eternal life.”[6]

Marc Roby: That makes good sense.

Dr. Spencer: Murray next places sanctification in the sequence. He wrote, “Sanctification is a process that begins, we might say, in regeneration, finds its basis in justification, and derives its energizing grace from the union with Christ which is effected in effectual calling. Being a continuous process rather than a momentary act like calling, regeneration, justification and adoption, it is proper that it should be placed after adoption in the order of application.”[7]

Marc Roby: That again sounds perfectly reasonable.

Dr. Spencer: And that brings us to the last element, which is perseverance. Murray wrote that “Perseverance is the concomitant and complement of the sanctifying process and might conveniently be placed either before or after sanctification.”[8] While I agree that it goes along with sanctification, I prefer to place it after sanctification, which is where Murray places it, simply because we must persevere to the very end of this life.

Marc Roby: Very well, the entire order then, as given by Murray, would be the following: effectual calling, regeneration, repentance and faith, justification, adoption, sanctification, perseverance, and finally, glorification.

Dr. Spencer: That is the order he uses and the one we will use. And we are now ready to start with the first item on the list, effectual calling.

Marc Roby: And how would you like to begin?

Dr. Spencer: I want to go through a few of the questions and answers from the Westminster Shorter Catechism because it does an outstanding job. Question 29 asks, “How are we made partakers of the redemption purchased by Christ?”

Marc Roby: And the answer is that “We are made partakers of the redemption purchased by Christ, by the effectual application of it to us by his Holy Spirit.”

Dr. Spencer: Which makes two very important points. First, Jesus Christ is the one who accomplished our redemption. He purchased our freedom from sin with his blood. Secondly, it is primarily the Holy Spirit who applies redemption to believers. The Catechism goes on, logically, in Question 30 by asking, “How does the Spirit apply to us the redemption purchased by Christ?”

Marc Roby: And the answer is that “The Spirit applies to us the redemption purchased by Christ, by working faith in us, and thereby uniting us to Christ in our effectual calling.”

Dr. Spencer: We see several important things in this short answer. First, we again see that our redemption is accomplished, or purchased, by Christ. Second, the Spirit applies that redemption to us by working faith in us; in other words, by bringing us to saving faith, which we shall see requires that we be regenerated, or born again. And third, one result of this faith is that we are united to Jesus Christ as we have discussed in the past couple of weeks.

Then, in Question 31 the Catechism gets right to the issue we are dealing with and asks, “What is effectual calling?”

Marc Roby: And the answer given is that “Effectual calling is the work of God’s Spirit, whereby, convincing us of our sin and misery, enlightening our minds in the knowledge of Christ, and renewing our wills, he does persuade and enable us to embrace Jesus Christ, freely offered to us in the gospel.”

Dr. Spencer: That is a very rich answer. There is a lot of information packed into a single sentence. First, we note that effectual calling is the work of God’s Spirit. God is the active agent. We are passive recipients. Murray notes that “the fact that God is its author forcefully reminds us that the pure sovereignty of God’s work of salvation is not suspended at the point of application any more than at the point of design and objective accomplishment.”[9]

Marc Roby: In other words, salvation is God’s plan, God’s accomplishment and then he applies it to individual believers.

Dr. Spencer: That’s true, although we do not remain entirely passive, we do respond as we’ll see. Murray also notes that “It is God the Father who is the specific agent in the effectual call.”[10] He cites Romans 8:29-30 again to support this view.[11] In Verse 29 we are told that “those God foreknew he also predestined to be conformed to the likeness of his Son”. Since this verse speaks of “his Son” it is obvious that it is speaking about God the Father, so in the following verse, Verse 30, when it says that “those he predestined, he also called”, it is obviously saying that God the Father does the calling. Murray also cites 1 Corinthians 1:9, where we read, “God, who has called you into fellowship with his Son Jesus Christ our Lord, is faithful.”

Marc Roby: That again makes it clear that it is the Father who does the calling.

Dr. Spencer: Yes, it does, so Murray’s claim is completely biblical. The second thing we see in the Catechism answer is that the Spirit convinces us of our sin and misery.

Marc Roby: Well, we obviously must recognize the problem before we are going to be interested in the solution to the problem.

Dr. Spencer: That’s true. You can’t put the cart before the horse. We must first receive the bad news that we are sinners under the wrath of God and headed for hell before we will be receptive to God’s solution to that problem, the good news of the gospel. And that leads directly to the third thing we see in the Catechism answer. The Spirit enlightens our minds in the knowledge of Christ.

Marc Roby: And some knowledge is surely necessary for salvation.

Dr. Spencer: Absolutely. Knowledge alone won’t save us, but true saving faith has specific content, it isn’t just some nebulous feeling or vague generality. We must know that we are sinners, deserving God’s wrath, and that Jesus Christ, who was completely sinless, took our sins upon himself, went to the cross, and bore the wrath of God on our behalf. God then raised him from the dead to demonstrate that he had accepted the offering and that death had no hold on Jesus Christ. We can’t be saved without knowing, believing and trusting in these biblical truths.

Marc Roby: And these are not metaphorical truths. For example, Christ was really, physically, raised from the dead. Paul tells us in 1 Corinthians 15:20 that “Christ has indeed been raised from the dead, the firstfruits of those who have fallen asleep.”

Dr. Spencer: And this idea of firstfruits implies an abundant harvest to follow. That harvest is all of the elect. And now comes a key piece God’s solution to our problem. In our natural state we are all enemies of God, dead in our transgressions and sins. It is impossible for those who are God’s enemies, and who hate him, to respond to this knowledge favorably. And so the Catechism next says that the Spirit “does persuade and enable us to embrace Jesus Christ”. This is speaking about regeneration, or new birth, without which no one can or will be saved.

Marc Roby: Jesus himself told Nicodemus, as we read in John 3:3, “I tell you the truth, no one can see the kingdom of God unless he is born again.” And then, in John 3:5 Jesus added, “I tell you the truth, no one can enter the kingdom of God unless he is born of water and the Spirit.”

Dr. Spencer: Effectual calling and regeneration are very tightly linked. In fact, in seventeenth century theology they were often either spoken of as synonymous or regeneration was thought of as a part of effectual calling.[12] One way to distinguish them is to say that the effectual call is external, while regeneration is, as Murray describes it, “the beginning of inwardly operative saving grace.”[13]

Marc Roby: And, of course, the idea of God’s call being efficacious is consistent with what the Old Testament says as well. In Isaiah 55:10-11 God says, “As the rain and the snow come down from heaven, and do not return to it without watering the earth and making it bud and flourish, so that it yields seed for the sower and bread for the eater, so is my word that goes out from my mouth: It will not return to me empty, but will accomplish what I desire and achieve the purpose for which I sent it.”

Dr. Spencer: That is a wonderful passage. No one can thwart God’s plan. We can’t stop the rain from watering the earth and we can’t stop his call from being effectual. But there is also what is sometimes called the general call, which can be distinguished from God’s effectual call. Not everyone who hears the gospel is born again and then responds in repentance and faith. Although Murray points out that when the New Testament refers to a call with reference to salvation, it is almost always referring to the effectual call.[14]

Marc Roby: I suppose the parable of the wedding banquet in Matthew Chapter 22 is a possible exception.

Dr. Spencer: Murray agrees with you. For those who don’t remember the parable, there is a king who gives a wedding banquet for his son, but the people originally invited to the banquet all make excuses and refuse to come. So the king orders his servants to go out into the streets and invite anyone they can find. When the banquet hall is filled with people, the king notices one man who isn’t wearing wedding clothes. We then read, in Matthew 22:13-14, “Then the king told the attendants, ‘Tie him hand and foot, and throw him outside, into the darkness, where there will be weeping and gnashing of teeth.’ For many are invited, but few are chosen.”

Marc Roby: I think many people find that parable somewhat disturbing.

Dr. Spencer: I’m sure you’re right about that. But the idea is simple. There is a general gospel call that goes out to everyone, and salvation is free, it cannot be purchased. But, we cannot come on our own terms. Only those whom God has chosen will be granted new birth, will then repent, believe and be united to Jesus Christ. Those who do so, will be clothed in the righteousness of Christ himself as we read in Galatians 3:27, “for all of you who were baptized into Christ have clothed yourselves with Christ.”

Marc Roby: That is most glorious truth, and I look forward to spending more time on this discussion next week, but it seems like a wonderful place to close for today. So, let me remind our listeners that they can email their questions and comments to info@whatdoesthewordsay.org. We would enjoy hearing from you.

[1] John Murray, Redemption Accomplished and Applied, Wm. B. Eerdmans Publishing Co., 1955, pg. 170

[2] All scripture quotations, unless otherwise indicated, are taken from the Holy Bible, New International Version®, NIV® (1984 version). Copyright © 1973, 1978, 1984, 2011 by Biblica, Inc.™ Used by permission of Zondervan. All rights reserved worldwide. www.zondervan.com The “NIV” and “New International Version” are trademarks registered in the United States Patent and Trademark Office by Biblica, Inc.™.

[3] Murray, op. cit., pg. 79

[4] Ibid, see the bottom of page 86

[5] Ibid, pg. 87

[6] Ibid

[7] Ibid

[8] Ibid

[9] Ibid, pg. 89

[10] Ibid

[11] Ibid, pg. 90

[12] Lois Berkhof, Systematic Theology, Wm. B. Eerdmans Pub. Co., 1938, pg. 470

[13] Murray, op. cit., pg 93

[14] Ibid, pg. 88

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Marc Roby: We are resuming our study of systematic theology today by continuing to examine soteriology, the doctrine of salvation. Last time we finished our discussion of the doctrines represented by the acrostic TULIP; namely Total depravity, Unconditional election, Limited atonement, Irresistible grace and Perseverance of the saints. Dr. Spencer, how would you like to proceed today?

Dr. Spencer: Well, as we noted, the doctrines represented by the acrostic TULIP are the five doctrines that are characteristic of Reformed theology, which we believe to be the best theology for summarizing what the Bible teaches. They do not present the whole picture, but they do represent what distinguishes Reformed theology from Arminian theology, which is by far the most common theology presented in seminaries and churches today. They also distinguish Reformed theology from Lutheran theology, which is itself different from Arminian. And, I might add, there are differences even among groups who call themselves Arminian or Lutheran.

I don’t really want to get into all the history of the different Protestant denominations at this time, I would rather move on to look at the sequence of events in the application of the redemption accomplished by Christ to the lives of individual believers.

Marc Roby: And that sequence is usually called the ordo salutis, or order of salvation.

Dr. Spencer: Yes, it is. And the Bible never spells out the entire order in one place, but it does give us a partial list, which is often called the golden chain of salvation.[1] In Romans 8:30 the apostle Paul tells us that those God “predestined, he also called; those he called, he also justified; those he justified, he also glorified.”[2]

Marc Roby: And what a wonderful chain that is. It all began with God’s electing love in eternity past and it moves with absolute certainty to glorification. It is, from beginning to end, a marvelous demonstration of God’s love, mercy, power and wisdom.

Dr. Spencer: It most certainly is. And I want to take the time to go through the ordo salutis in some detail. We will, in general, follow the treatment given in John Murray’s excellent book Redemption Accomplished and Applied, which we have used a number of times before. In that book he notes that “God is not the author of confusion and therefore he is the author of order. There are good and conclusive reasons for thinking that the various actions of the application of redemption … take place in a certain order, and that order has been established by divine appointment, wisdom, and grace.”[3]

Marc Roby: I know that not everyone agrees on the exact order, so what does Murray say about that?

Dr. Spencer: He discusses the order and points out that there are some items that must be put in a certain order and other items where the exact location in the sequence is debatable and not particularly important. We should also note that the order is not always a temporal order, some of it is, but some of the items only represent a logical order and may actually occur simultaneously.

Marc Roby: And where does Murray choose to begin?

Dr. Spencer: Well, you actually said it a couple of minutes ago when you said that it all began with God’s electing love in eternity past. Murray begins his exposition by saying that “No treatment of the atonement can be properly oriented that does not trace its source to the free and sovereign love of God.”[4]

Marc Roby: We can all say “amen” to that. If it weren’t for God’s love and mercy, we would all be eternally lost.

Dr. Spencer: That’s true, although God’s love isn’t just a step in the application of redemption, it is rather the one truth that underlies all of creation and redemption. There is also one other thing, which again isn’t a step in the process, but underlies the entire process, and that is union with Christ. Murray discusses this after going through the ordo salutis, but I think that is a bit anti-climactic, so I am going to deviate from him on this point and discuss union with Christ first.

Marc Roby: We have spoken about the believer’s union with Christ several times before, most notably way back in Sessions 13 and 14. In looking back at those, you quoted John Murray there also. He wrote that union with Christ is “the central truth of the whole doctrine of salvation.”[5]

Dr. Spencer: That’s a great quote and completely biblical.

As I said, union with Christ is not just a step in the application of redemption. The entire Christian life is lived in union with Christ. In Ephesians 1:4 Paul tells us that God chose us in Christ “before the creation of the world”, so in a sense all Christians, even those who have yet to be born, have been united to Christ for all eternity.

Marc Roby: And yet there is great mystery here since we are also told in the very next chapter, in Chapter 2 Verse 3, that before we were saved, “we were by nature objects of wrath.”

Dr. Spencer: That is a great mystery. We are also told in Romans 5:10 that we were enemies of God and in Colossians 1:21 that we were alienated from God and were enemies in our minds because of our evil behavior. All of this emphasizes the amazing work that God does in saving us. Our alienation from God was real. Our being subject to the wrath of God was real. Our being enemies of God was real. And yet, in his eternal plan, he had already chosen us to be saved. In that sense, and only in that sense, we can be said to have been united to Christ in eternity past. But God still had to do a miraculous work and cause us to be born again in order to unite us to Christ in this life through the instrument of faith. A radical change had to take place, we needed new hearts.

Marc Roby: Which God promised to his people more than 500 years before Jesus was born. We read of that promise in Ezekiel 36:26, “I will give you a new heart and put a new spirit in you; I will remove from you your heart of stone and give you a heart of flesh.”

Dr. Spencer: Yes, what a glorious promise that is. And we have already quoted from Paul’s letter to the church in Ephesus, where he wrote in the first chapter that God chose us in Christ before the foundation of the world. Then, in Chapter 2, he starts off in Verse 1 by saying that we were dead in our transgressions and sins and, as you quoted a minute ago, he says in Verse 3 that we were by nature objects of wrath. But he then goes in Verses 4 and 5 to say, “But because of his great love for us, God, who is rich in mercy, made us alive with Christ even when we were dead in transgressions—it is by grace you have been saved.” This is the fulfillment of the promise given through the prophet Ezekiel. God makes us alive.

But the key point for our discussion today, is that God made us alive in Christ, and he did it because he had chosen us in Christ before the creation of the world.

Marc Roby: And Paul goes on in that chapter to say, in Verse 10, that “we are God’s workmanship, created in Christ Jesus to do good works, which God prepared in advance for us to do.”

Dr. Spencer: That’s right. God’s ultimate purpose, of course, is his own glory. And we are to contribute to that by doing the work he has ordained for us to do. Just as Jesus brought God glory by finishing the work he was assigned, as he tells us in John 17:4. So we fulfil the command to glorify God by doing the work we have been assigned to do.

Marc Roby: And Paul gives us that command in 1 Corinthians 10:31, where he tells us “whether you eat or drink or whatever you do, do it all for the glory of God.”

Dr. Spencer: Exactly. But getting back to the subject at hand, union with Christ is an amazing topic, on which all true Christians should take time to meditate. It will lead you to give great thanksgiving and praise to God for his amazing mercy, wisdom and power.

We have seen that we were chosen in Christ and that when God regenerated us we were made alive in Christ, or we can say created in Christ. But there is more that can be said. In Romans 6:4-8 we read that we were “buried with him through baptism into death in order that, just as Christ was raised from the dead through the glory of the Father, we too may live a new life. If we have been united with him like this in his death, we will certainly also be united with him in his resurrection. For we know that our old self was crucified with him so that the body of sin might be done away with, that we should no longer be slaves to sin—because anyone who has died has been freed from sin. Now if we died with Christ, we believe that we will also live with him.”

Marc Roby: Yes, that is a great description of the symbolism of baptism and also of the reality of the life of a true believer. Baptism all by itself doesn’t accomplish anything, it is just an outward sign of the inward change. But if the person who is baptized has truly been born again, then it is a true sign of the fact that he has died to his old, sinful way of life and has been enabled by regeneration to live a new life in union with Christ.

Dr. Spencer: Very true. And our union with Christ will never end. Paul wrote to the Thessalonians about Christ’s second coming and, in 1 Thessalonians 4:14, he wrote, “We believe that Jesus died and rose again and so we believe that God will bring with Jesus those who have fallen asleep in him.” Now “fallen asleep” is a euphemism for dying, so Paul is indirectly telling us in this verse that when believers die, they die in Christ.

Marc Roby: And Paul also tells us, in 1 Corinthians 15:21-22 that “since death came through a man, the resurrection of the dead comes also through a man. For as in Adam all die, so in Christ all will be made alive.”

Dr. Spencer: That’s wonderful, we will be united with Christ in being resurrected at his second coming. And we will also be united with Christ in sharing in his glory for all eternity in heaven. When he comes again we will all receive glorified bodies. We read in Philippians 3:20-21 that “our citizenship is in heaven. And we eagerly await a Savior from there, the Lord Jesus Christ, who, by the power that enables him to bring everything under his control, will transform our lowly bodies so that they will be like his glorious body.”

Marc Roby: Now that is something to look forward to.

Dr. Spencer: It certainly is. And so we see that we were chosen in Christ, we were created, or we could say born again, in Christ, we live in Christ, we die in Christ, we will be raised from the dead in Christ, we will receive glorified bodies in Christ and we will spend eternity enjoying fellowship with God and one another in Christ.

Marc Roby: Hallelujah!

Dr. Spencer: Hallelujah indeed! John Murray wrote that “The perspective of God’s people … has two foci, one the electing love of God the Father in the counsels of eternity, the other glorification with Christ in the manifestation of his glory. The former has no beginning, the latter has no end.” And he went on to say, “What is it that binds past and present and future together in the life of faith and in the hope of glory? Why does the believer entertain the thought of God’s determinate counsel with such joy? Why can he have patience in the perplexities and adversities of the present? Why can he have confident assurance with reference to the future and rejoice in hope of the glory of God? It is because he cannot think of past, present, or future apart from union with Christ.”[6]

Marc Roby: What a wonderful statement of the glorious hope and joy that all true Christians have. I’m confident we could all benefit from spending more time meditating on it.

Dr. Spencer: I’m sure you’re right about that.

Marc Roby: Do you have anything more you would like to say about our union with Christ?

Dr. Spencer: Yes. Murray goes on to make several important points. The first point he makes is that our union with Christ is spiritual.

Marc Roby: Now that’s a word that is often abused in this day and age.

Dr. Spencer: And that was true even when Murray wrote this book over 60 years ago. He said that the term is frequently used “to denote what is little more than vague sentimentality.”[7]

Marc Roby: Yes, that is very much what we still see today, even among professing Christians.

Dr. Spencer: That is, unfortunately, true. But Murray explains that in the New Testament the word spiritual “refers to that which is of the Holy Spirit. … Hence when we say that union with Christ is Spiritual we mean, first of all, that the bond of this union is the Holy Spirit himself.”[8]

Marc Roby: And we must remember that the Holy Spirit is personal. He is the third person of the Holy Trinity, not some cosmic force or a metaphor for God’s influence through his Word or anything else people might imagine.

Dr. Spencer: That is very important. He is a person whom we can grieve when we sin and who instructs us, guides us and empowers us to live the Christian life. Romans 8:9-11 is a very important passage in this regard.

Marc Roby: Let me read that passage. The apostle Paul wrote to believers, saying “You, however, are controlled not by the sinful nature but by the Spirit, if the Spirit of God lives in you. And if anyone does not have the Spirit of Christ, he does not belong to Christ. But if Christ is in you, your body is dead because of sin, yet your spirit is alive because of righteousness. And if the Spirit of him who raised Jesus from the dead is living in you, he who raised Christ from the dead will also give life to your mortal bodies through his Spirit, who lives in you.”

Dr. Spencer: There are two important points that we can make from that passage. First of all, we see that union with Christ involves all three persons of the godhead. Notice that Paul starts off referring to just “the Spirit”. He then refers to the “Spirit of God”, and then to the “Spirit of Christ”, then he refers to Christ himself being in us, and then to the “Spirit of him who raised Jesus from the dead”, which clearly refers to God the Father. We must notice the trinitarian nature of this passage. We will discuss this aspect of union with Christ more later.

Marc Roby: I’m definitely looking forward to that conversation.

Dr. Spencer: Secondly, we note that the Spirit lives in us, he is a person, not a power.

Another passage relating to the nature of this union is in Paul’s first letter to the church at Corinth. In this case the context is Paul’s addressing the serious nature of sexual sin, but in 1 Corinthians 6:19-20 he wrote, “Do you not know that your body is a temple of the Holy Spirit, who is in you, whom you have received from God? You are not your own; you were bought at a price. Therefore honor God with your body.”

Marc Roby: Yes, that is an amazing thing to consider, that our bodies are temples of the Holy Spirit.

Dr. Spencer: I think it is incomprehensible in fact. But it should cause us all to be far more careful how we live. We are never alone. God is with us. It isn’t just the fact that he sees and hears everything, but he is with us in a very intimate and personal way that we can’t really define or describe in detail. When Jesus says that a man has committed adultery in his heart if he looks at a woman lustfully, we have to realize that if we do that, or have any other thoughts that are sinful, the Holy Spirit is in us and knows those thoughts and feelings!

Marc Roby: You’re quite right in saying that we should all be more careful in how we live, and that includes our thoughts and emotions.

Dr. Spencer: Yes, they are included. Murray goes on to explain a second thing that he means by saying that our union with Christ is spiritual. He means that it is a spiritual relationship, by which he means it is different than other kinds of unions. It is different than the union of the three persons in the godhead. It is different than the union of the two natures in Christ. And it is different than the union of body and soul in man. It is, he says, a union “which we are unable to define specifically.”[9]

Murray then goes on to make a second point with regard to our union with Christ. He says it is mystical.

Marc Roby: And I look forward to examining that in our next session, but we don’t have enough time left today to start a new subject, so we should stop here and I should remind our listeners that they can email their questions and comments to info@whatdoesthewordsay.org. We would enjoy hearing from you.

[1] e.g., see R.C. Sproul, What is Reformed Theology?, Baker Books, 1997, pg. 143

[2] All scripture quotations, unless otherwise indicated, are taken from the Holy Bible, New International Version®, NIV® (1984 version). Copyright © 1973, 1978, 1984, 2011 by Biblica, Inc.™ Used by permission of Zondervan. All rights reserved worldwide. www.zondervan.com The “NIV” and “New International Version” are trademarks registered in the United States Patent and Trademark Office by Biblica, Inc.™.

[3] Murray, Redemption Accomplished and Applied, Wm. B. Eerdmans Publishing Co., 1955, pg. 80

[4] Ibid, pg. 9

[5] Ibid, pg. 170

[6] Ibid, pg. 164

[7] Ibid, pp 165-166

[8] Ibid, pg. 166

[9] Ibid

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Marc Roby: We are resuming our study of systematic theology today by continuing to examine soteriology; that is, the doctrine of salvation. Dr. Spencer, in our last session we emphasized the importance of salvation. Our greatest need is not for anything in this life, our greatest need is to be saved from eternal hell, which we all deserve because of our rebellion against God. How would you like to proceed today?

Dr. Spencer: I first want to introduce some more precise terminology. The term salvation refers to the whole process by which we are saved from eternal hell and ushered into heaven in our glorified bodies on the Day of Judgment. But there are a number of steps involved in our salvation.

Marc Roby: And theologians often refer to those steps by the Latin phrase, ordo salutis, which simply means the order of salvation.

Dr. Spencer: That’s true, and we will get to every item on that list, but I want to begin by focusing for a few minutes on one item in the middle of that list, which is justification.

Marc Roby: Which refers to God’s legal declaration that we are just, or righteous in his sight.

Dr. Spencer: Exactly. We need to picture a heavenly courtroom. Paul tells us in 2 Corinthians 5:10 that “we must all appear before the judgment seat of Christ, that each one may receive what is due him for the things done while in the body, whether good or bad.”[1]

Marc Roby: And the verdict that is rendered in that courtroom seals our eternal destiny. We read in Matthew 25:46 that Jesus said the wicked “will go away to eternal punishment, but the righteous to eternal life.”

Dr. Spencer: Which is why we made the point in our last session, as you reminded us in your opening comment, that our greatest need is to be saved from eternal hell. In other words, we need to be justified. Therefore, the first thing I want to do today is look at what it takes for us to be justified in God’s sight.

In order to be justified, we have two problems that must be solved and which we are utterly incapable of solving ourselves. First, the debt we owe because of our sins must be paid. God is the perfectly holy and just judge of the universe and sin must be punished.

Marc Roby: That is not a popular idea today. Many, if not most, people would prefer a God who simply forgives our sin. To require punishment sounds primitive to many people in this day and age.

Dr. Spencer: People may prefer such a god, but he doesn’t exist. As I said, God is just and must punish sin. And if that idea sounds primitive to some of our listeners, I would ask them to consider a question. Suppose that you have a young daughter and she is brutally raped and murdered. Would justice be satisfied if the man who did it simply said “I’m sorry”?

Marc Roby: Yes, I don’t think most people would say that saying sorry is sufficient to pay for such a horrible offense.

Dr. Spencer: And, more importantly, neither would God. Forgiveness is possible if there is true repentance, but justice still demands that the sin be punished and we all have an intuitive sense of the truth of that statement.

Marc Roby: I see your point. But you said we have two problems, what is the other one?

Dr. Spencer: Our second problem is that we need perfect righteousness. God cannot declare us to be just without perfect righteousness. I want to focus on this second need first.

Jesus commanded us in Matthew 5:48 to “Be perfect, therefore, as your heavenly Father is perfect.” In other words, we don’t just need to be better than someone else in order to be justified, and we don’t just need to be in the top 10% of moral people, or anything like that. God’s standard is perfection.

Marc Roby: And, of course, many will object that it is unfair of God to have a standard that we can’t meet.

Dr. Spencer: Many will say that, but it isn’t unfair because it was possible for Adam to meet this standard in his original state. He was our representative before God as we discussed in Session 106. And we all, as his descendants, inherit both his guilt and his sinful nature, which is why we all, without exception, sin.

Marc Roby: The idea that we inherit Adam’s guilt and sinful nature is known as the doctrine of original sin, which we first mentioned in Session 105.

Dr. Spencer: And the wonderful news of the gospel, is that God did not leave us in that sorry condition. The central feature of the history of man is God’s working out his plan of salvation to take care of our sin problem. History is linear and has a predetermined end. When God has finished saving all those whom he is going to save, Christ will come again and, as we read in 2 Peter 3:10, “the day of the Lord will come like a thief. The heavens will disappear with a roar; the elements will be destroyed by fire, and the earth and everything in it will be laid bare.” And then, just a few verses later, in Verse 13, Peter tells us, “But in keeping with his promise we are looking forward to a new heaven and a new earth, the home of righteousness.”

Marc Roby: That is a wonderful promise, and I look forward to that home of righteousness. We should point out though that this idea isn’t something new in the New Testament. God had already revealed his plan in the Old Testament. We read in Isaiah 65:17 that God said, “Behold, I will create new heavens and a new earth. The former things will not be remembered, nor will they come to mind.”

Dr. Spencer: And God had also revealed through Isaiah that this glorious new creation will endure forever, along with eternal hell. We read in Isaiah 66:22-24, “‘As the new heavens and the new earth that I make will endure before me,’ declares the LORD, ‘so will your name and descendants endure. From one New Moon to another and from one Sabbath to another, all mankind will come and bow down before me,’ says the LORD. ‘And they will go out and look upon the dead bodies of those who rebelled against me; their worm will not die, nor will their fire be quenched, and they will be loathsome to all mankind.’”

Marc Roby: This again makes clear the eternal importance of salvation. There are only two eternal destinies and all of us, as rebels against God, deserve to be in hell, where “their worm will not die, nor will their fire be quenched, and they will be loathsome to all mankind.”

Dr. Spencer: And God progressively revealed his solution to our sin problem throughout history. It began with the curse pronounced on Satan in the Garden. In Genesis 3:15 we read that God told Satan, “I will put enmity between you and the woman, and between your offspring and hers; he will crush your head, and you will strike his heel.”

Marc Roby: Yes, that is called the protoevangelium, meaning the first gospel. Jesus Christ figuratively crushed Satan’s head when he accomplished our redemption on the cross.

Dr. Spencer: And this protoevangelium was followed in time by God giving man a sacrificial system, which pointed to our need for a substitute to bear the wrath of God, which we deserve for our sins. It was also followed by the moral law, which, as we pointed out in Session 58, has three uses. First, because of our inability to keep it, it shows us our need for a Savior. Second, the punishments serve as a deterrent to sin. And, thirdly, the law serves as a model to show us how God wants us to live.

In addition, God gave many prophecies about the coming Messiah and the redemption he would accomplish for his people.

Marc Roby: And those prophecies are all fulfilled in Jesus Christ.

Dr. Spencer: They are. It is also important to note that it is clear in the Old Testament that salvation comes from God, we don’t earn it. God tells us a number of times that he alone is our Savior. For example, we are told in Isaiah 45:21, “Declare what is to be, present it— let them take counsel together. Who foretold this long ago, who declared it from the distant past? Was it not I, the LORD? And there is no God apart from me, a righteous God and a Savior; there is none but me.”

Marc Roby: It would be impossible to be clearer than that.

Dr. Spencer: I agree. And, in addition, God tells us how he will save us. We read in Ezekiel 36:25-27 that God said, “I will sprinkle clean water on you, and you will be clean; I will cleanse you from all your impurities and from all your idols. I will give you a new heart and put a new spirit in you; I will remove from you your heart of stone and give you a heart of flesh. And I will put my Spirit in you and move you to follow my decrees and be careful to keep my laws.”

Marc Roby: That is a wonderful promise. And it also speaks to the radical nature of our depravity, which we discussed in Session 108 when we presented the biblical doctrine of Total Depravity. Because of our total depravity, we need nothing less than a new heart.

Dr. Spencer: And our heart refers to the core of our being. Our mind, will and affections. In other words, all that we are as human beings. We are not as bad as we could possibly be, but we are sinful in every aspect of our being. In Jeremiah 17:9 we are told, “The heart is deceitful above all things and beyond cure. Who can understand it?”

Marc Roby: That doesn’t sound good. If our hearts are beyond cure, then it would appear that there isn’t any hope.

Dr. Spencer: And that is true humanly speaking, but what is impossible with man is possible with God as Jesus told us in Matthew 19:26.

The radical nature of the change is also clearly illustrated by the figure of speech used in the New Testament. In John 3:3 we read that Jesus told Nicodemus, “I tell you the truth, no one can see the kingdom of God unless he is born again.” And then again, in John 3:5, we read that he added, “I tell you the truth, no one can enter the kingdom of God unless he is born of water and the Spirit.”

Marc Roby: Being born again, which is also called regeneration, obviously refers to a radical change. And it reminds me of what Paul wrote in 2 Corinthians 5:17, that “if anyone is in Christ, he is a new creation; the old has gone, the new has come!”

Dr. Spencer: Yes, these are all very important verses, and we have covered most of them before, but it is important to once again remind ourselves of just how serious the problem is. It is especially important to understand our total depravity, that there is no part of our being that is unaffected by sin, or we will not properly understand the biblical doctrine of salvation.

In Ephesians 2:1-2 the apostle Paul wrote, “As for you, you were dead in your transgressions and sins, in which you used to live when you followed the ways of this world and of the ruler of the kingdom of the air, the spirit who is now at work in those who are disobedient.”

The biblical view is that we were spiritually dead. We weren’t just sick, or in need of a little help to be better. We were dead.

Marc Roby: And Paul’s language is completely consistent with Christ’s statement that we need to be born again.

Dr. Spencer: It is, the Bible is consistent in all that it teaches. Prior to being regenerated by a mighty work of God, we were spiritually dead. We were still physically alive of course, but we were enemies of God. Paul also wrote in Romans 8:6-8 that “The mind of sinful man is death, but the mind controlled by the Spirit is life and peace; the sinful mind is hostile to God. It does not submit to God’s law, nor can it do so. Those controlled by the sinful nature cannot please God.”

Marc Roby: Paul doesn’t paint a very flattering picture of unregenerate human beings. They are disobedient, hostile to God, unable to submit to his laws and controlled by their sinful nature.

Dr. Spencer: The great 20th-century theologian John Murray summarized the problem in the following way. “If this is man’s condition in sin, then there can be no pleasure in the will of God. Enmity against God must express itself in opposition to every manifestation of his holy will. How then can we expect that man will answer with delight the call to enter into God’s kingdom of glory and virtue? How can a man dead in trespasses and sins, and at enmity with God, answer a call to the fellowship of the Father and the Son? How can a mind darkened and depraved have any understanding or appreciation of the treasures of divine grace? How can his will incline to the overtures of God’s grace in the gospel?”[2]

Marc Roby: Yes, Murray makes a strong argument for the reformed view that we must be born again before we can repent and believe.

Dr. Spencer: And his argument is entirely biblical. We were dead in our trespasses and sins. We need nothing less than new birth. We need new hearts. And dead people don’t raise themselves to life. God must do the work first.

The biblical doctrine of justification flows inexorably from the biblical doctrine of total depravity. There is no part of our being that is unaffected by sin, and so it is impossible that we will ever choose to repent and believe in Jesus Christ if left on our own.

Marc Roby: And total depravity is represented by the first letter in the acrostic TULIP, which we have discussed before. It is often used to describe reformed theology.

Dr. Spencer: It is. And, just to remind those listeners who may not be familiar with this acrostic, in addition to the ‘T’ standing for total depravity, the ‘U’ stands for unconditional election, the ‘L’ stands for limited atonement, the ‘I’ stands for irresistible grace, and the ‘P’ stands for perseverance of the saints.

We have noted before that one can certainly argue that better terms exist for some of the doctrines. And, in addition, these five doctrines do not fully define reformed theology. For example, they don’t mention the Creator/creature distinction, which is central to reformed theology. But this acrostic is very important in discussing the biblical doctrine of justification, and the five points all hold together logically. As I said, we can’t properly understand the biblical doctrine of salvation if we don’t first understand that prior to being born again we were spiritually dead.

Marc Roby: And, therefore, morally incapable of saving ourselves.

Dr. Spencer: That’s right. In his excellent short summary of Reformed theology R.C. Sproul wrote that “If one embraces this aspect of the T in TULIP,” and the aspect he is referring to is our moral inability, then, “the rest of the acrostic follows by a resistless logic.”[3] And we will see that this is true as we dive into the biblical doctrine of justification.

Marc Roby: Which I very much look forward to doing, but we are out of time for today. So, I’d like to remind our listeners that they can email their questions and comments to info@whatdoesthewordsay.org, and we will be sure to respond.

 

[1] All scripture quotations, unless otherwise indicated, are taken from the Holy Bible, New International Version®, NIV® (1984 version). Copyright © 1973, 1978, 1984, 2011 by Biblica, Inc.™ Used by permission of Zondervan. All rights reserved worldwide. www.zondervan.com The “NIV” and “New International Version” are trademarks registered in the United States Patent and Trademark Office by Biblica, Inc.™.

[2] J. Murray, Collected Works, Vol. II, Banner of Truth Trust, 1977, pg. 169

[3] R.C. Sproul, What is Reformed Theology?, Baker Books, 1997, pg. 128

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