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Marc Roby: We are resuming our study of systematic theology today by continuing to examine soteriology, the doctrine of salvation. More specifically, we are discussing the ordo salutis, or order of salvation and we are in the midst of discussing conversion, which is repentance and faith. Dr. Spencer, in our session last week we emphasized the fact that true, saving faith has content. The object of saving faith is the person and work of Jesus Christ. How would you like to proceed today?

Dr. Spencer: I want to go back to what we were discussing at the end last time. We had noted that we shouldn’t try to give an exact list of doctrines that must be believed in order to be a Christian. We said the real issue was one of trust. And we had mentioned that a child can have true, saving faith with a very limited understanding of doctrine.

Marc Roby: I remember all of that. What point do you want to make from it?

Dr. Spencer: Well, considering the faith of a child is a great way of recognizing why we don’t want to try and give an exact list of necessary doctrines. There are many doctrines of the faith that are very hard for adults to explain in any meaningful way – for example the Trinity and the dual nature of Christ – so we certainly can’t expect a young child to have a solid intellectual understanding of these things. What we do expect is that the child sees his need for a Savior, and that he trusts that Jesus Christ is that Savior, and that he believes what the Bible says, even though he can’t understand it all.

Marc Roby: Of course, no adult understands it all either.

Dr. Spencer: In a way that is precisely my point. We don’t necessarily look for a certain level of knowledge or intellectual understanding, what we look for is a receptive heart to the level of knowledge a person possesses about Christ.

So, for example, what level of knowledge did the thief on the cross have when he was saved?

Marc Roby: Well, I would have to say that no one knows the answer to that.

Dr. Spencer: And I would agree. But it is certainly possible and, in fact, likely, that he knew very little. He may have simply heard that Jesus was the Christ, the promised Messiah, and that he had performed some miracles. We know that at first this thief joined with the other thief in hurling insults at Christ because, for example, we are told in Mark 15:32 that “Those crucified with him also heaped insults on him.” [1] But then something happened to the one thief and he changed his tune completely.

Marc Roby: Yes. He was born again.

Dr. Spencer: That’s exactly what happened. In God’s amazing eternal plan this thief had been chosen from all eternity to be saved. And here on the last day of his miserable life, hanging on a cross in great pain, he was given a new heart and new mind. And because of having been regenerated, he all of a sudden realized from what he had personally witnessed about Christ that the things he had heard were true. We don’t know, but we can imagine that it was when Christ prayed for those who were crucifying him. We read in Luke 23:34 that Jesus said, “Father, forgive them, for they do not know what they are doing.”

Marc Roby: That would certainly be an amazing thing to hear Jesus say.

Dr. Spencer: Yes, it would. But, in any event, independent of exactly how God brought it about, this thief was able to see for the first time that his own sins deserved judgment from God and that his only hope was this Messiah hanging on the cross next to him.

Marc Roby: I can’t imagine what must have been going through his heart and mind. He had to have a lot of questions he would have liked to ask and a lot of things that he didn’t fully understand.

Dr. Spencer: I’m sure he did. And all of us have questions as well, things we don’t understand. But with his new regenerate heart, he did understand that he needed salvation and he trusted in Christ to save him. We read in Luke 23:40-41 that when the other thief continued to insult Christ, this newly born-again thief rebuked him, saying, “Don’t you fear God, since you are under the same sentence? We are punished justly, for we are getting what our deeds deserve. But this man has done nothing wrong.” And then, in Verse 42 we read his plea for mercy and his confession of faith. He looked at Jesus and said, “Jesus, remember me when you come into your kingdom.” Saying “remember me” was a plea for mercy, and speaking about Christi’s kingdom was a confession that Jesus Christ is, in fact, what the signs placed on his cross by Pilate said, the King of the Jews.

Marc Roby: And this thief had also proven his faith by the good work of rebuking the other thief.

Dr. Spencer: Yes, you’re right about that. God has work for every single one of his chosen people to do. This man didn’t have long, but he did the work he was assigned. And he has been with Christ in bliss for nearly 2,000 years.

Marc Roby: That is a glorious thought.

Dr. Spencer: It certainly is. But it also illustrates why we shouldn’t try to give a precise or exhaustive statement of what doctrines must be believed in order to be saved.

It is equally important, however, that we don’t jump into the other ditch and say that it doesn’t matter what you believe so long as you are sincere, or anything silly like that. This thief trusted in Christ and believed the information he did have. People who reject the gospel when it is presented to them are not born again, even if they call themselves Christians. We can still look for a credible confession of faith as we noted last week.

We are saved by faith alone, but not by just any faith someone might have. It must be faith in the true and living God and his plan of salvation revealed in the Bible.

Marc Roby: Can you give us an example of a faith that does not save?

Dr. Spencer: I can do better than to give an example of faith that doesn’t save. I can give an example of a completely useless faith, or to be more accurate, a so-called faith. In his book Foundations of the Christian Faith, James Boice gives a great example using the famous book by Norman Vincent Peale called The Power of Positive Thinking.[2]

Marc Roby: Well, I’ll have to confess that I’ve never read that book, although I have certainly heard about it many times.

Dr. Spencer: And I have to make the same confession, I’ve never read it either. Nevertheless, Boice points out that Peale ends the book by saying “so believe and live successfully.”[3] In Boice’s analysis of the book, he says the object of faith doesn’t really seem to matter to Peale. Faith itself is seen as some great powerful thing all in itself.

Marc Roby: Now, that is a strange view, but I have to admit I’ve heard a number of things over the years that sound very much like that.

Dr. Spencer: And so have I. And J. Gresham Machen also talked about this view in his book “What is Faith?”. He wrote that “The whole trouble is that faith is being considered merely as a beneficent quality of the soul without respect to the reality or unreality of its object; and the moment faith comes to be considered in that way, in that moment it is destroyed.”[4]

Marc Roby: That’s an interesting statement. What does Machen mean by saying that faith is destroyed?

Dr. Spencer: When Machen says that faith is destroyed when it is thought to be beneficent independent of whether or not its object is real, I think he means that when faith is thought of this way, then real saving faith is not possible.

The young man we spoke about last week, who said he was a Christian even though he didn’t believe in the most basic tenets of the Christian faith, is a good example of a useless or vain faith, a faith that has been destroyed. People with such faith will find out in the most awful way imaginable how useless their faith is when they come face to face with Christ on the day of judgment and hear him say to them, “I never knew you. Away from me, you evildoers!” as we read in Matthew 7:23.

Marc Roby: We could say that such faith is not just useless, it is, quite literally, damning. It sends you to eternal hell.

Dr. Spencer: That is the terrifying truth. Therefore, although we don’t want to come up with a formal statement of the minimal doctrinal knowledge required for true, saving faith, we nonetheless must stand firmly with Jesus and declare that real faith has content. It is the truth that will set us free, not a lie. True faith has an object. And, as we have seen, the object of real saving faith is the person and work of Jesus Christ. If he is not truly who he said he was and if he didn’t do what the Bible says he did, our faith is useless.

Marc Roby: Well, that makes me think of what Paul wrote in 1 Corinthians 15:16-19 in defense of the doctrine of the resurrection. He said there, “For if the dead are not raised, then Christ has not been raised either. And if Christ has not been raised, your faith is futile; you are still in your sins. Then those also who have fallen asleep in Christ are lost. If only for this life we have hope in Christ, we are to be pitied more than all men.

Dr. Spencer: And indeed we are to be pitied more than all men if Jesus Christ is not our Savior and God’s promises about eternity are not true. As Paul said, such faith is futile, it serves no useful purpose. Believing in a lie is never a good thing, nor is mere wishful thinking. But, praise God, he is truth and his Word is true.

In Hebrews 11:1 we read that “faith is being sure of what we hope for and certain of what we do not see.” And we must ask the question, “What is it that we hope for?” And in the context of this verse the answer is clear; our hope is for the promises of God to be fulfilled. Just a few verses before this we read, in Hebrews 10:36, “You need to persevere so that when you have done the will of God, you will receive what he has promised.”

Marc Roby: And, of course, the preeminent promise of God to his people is eternal life. We read in John 6:40 that Jesus himself said, “my Father’s will is that everyone who looks to the Son and believes in him shall have eternal life, and I will raise him up at the last day.”

Dr. Spencer: And what a glorious promise that is. When Jesus was speaking to Martha just before raising her brother Lazarus from the dead, we read in John 11:25-26 that he said, “I am the resurrection and the life. He who believes in me will live, even though he dies; and whoever lives and believes in me will never die.”

Marc Roby: Those are difficult statements for people to understand.

Dr. Spencer: Well, they are impossible to understand if you have a materialist worldview. In fact, if you think this material universe is all that exists, the statements are completely nonsensical; how can you possibly live even though you die? How can you never die? These things are impossible in a purely materialist universe. You need a proper biblical worldview to understand them.

Unless Christ comes again first, we will all die someday. But death is not a cessation of existence, it is separation as we discussed in Session 104. When we physically die, our spirits will be separated from our bodies. But that is a temporary state. The Bible clearly teaches that at the end of history every person will be united again with his or her physical body, although the body will be different. It will be suited to our eternal state, whether that is heaven or hell.

Marc Roby: And we will all spend eternity in one of those two places.

Dr. Spencer: That is the truth as presented to us in the Bible. So, when Jesus said that “He who believes in me will live, even though he dies”, he simply meant that if we have saving faith in Christ, then when we die physically, our spirits will immediately go into the presence of God and we will then spend eternity with him. First in our spirits and then, later, in our resurrection bodies. And that is true life. That is eternal life. So, what Jesus said is completely true, we will live – in the fullest sense of that word – even though we die in the sense of having our spirit separated from this physical body.

Marc Roby: I can’t think of a more wonderful promise than that.

Dr. Spencer: Neither can I. But we must notice that the promise is conditional. Jesus said “He who believes in me will live, even though he dies”. When those who do not believe in Jesus Christ die, their spirits immediately go to hell. Then, when their bodies are united to their spirits at the end of the age, they will spend all of eternity in hell, in torment.

Marc Roby: And I can’t think of a more terrifying threat than that.

Dr. Spencer: Nor can I. But God’s threats are just as sure as his promises. And notice that the difference between the two groups of people, those headed for hell and those headed for heaven, is faith in Jesus Christ.

Marc Roby: OK. We have said that true saving faith has content, and I think it would be good for me to summarize the content we have gone over so far. First, we must know the bad news that we are headed for hell and can’t save ourselves. Second, we must understand that Jesus Christ came and died to pay for my sins. And third we must understand that God has promised us eternal life in Christ.

Dr. Spencer: That’s all true, although we need to again be clear to point out that even a child’s understanding of these things can be sufficient for salvation. Adults have a difficult enough time thinking about eternity, but for children that concept is completely beyond them. Nevertheless, they can understand very early on that they have done things wrong and deserve punishment, but that Jesus loves them and allowed himself to be punished in their place. They can also understand, to some degree at least, that there is a reward awaiting all those who faithfully serve Christ and punishment for those who reject him.

Marc Roby: All right. We understand that a child can be saved without an adult-level understanding. We have also seen that the thief was saved with minimal understanding, but what does that tell us about what a typical adult must believe in order to be saved?

Dr. Spencer: Well, I think the reason it is important to realize that a child’s understanding can be sufficient for salvation is that it helps us focus on the main element, which is trust. A child knows his father and mother for example. That doesn’t mean he knows all about them and what they have done, or are capable of doing, it means he knows them as people who love him and take care of him. And saving knowledge of Jesus Christ is similar. Berkhof wrote that “All true saving faith must contain at least a minimum of knowledge, not so much of the divine revelation in general as of the Mediator and His gracious operations.”[5]

Marc Roby: Perhaps we could say that it isn’t that we have to possess some minimum level of knowledge about Christ, but we must know him personally as our Savior and Lord.

Dr. Spencer: I think that’s a good way of putting it. An adult will, of course, have a greater understanding, but the underlying issue is the same; do you know Jesus? Do you see that you have a problem? Do you see that Jesus is able and willing to solve your problem? In other words, do you trust in Jesus Christ himself? And do you believe whatever level of revelation you have been given about this Christ, in other words, do you trust the Word of God to be true.

Marc Roby: Well, we have established that saving faith has content, in other words, information. But the important issue is not so much the extent of our knowledge, but rather it is our response to the knowledge we possess. If we respond by believing God’s Word and trusting in Christ, we will be saved.

Dr. Spencer: I think that’s a reasonable summary.

Marc Roby: And it is also a reasonable place to end for today, so let me remind our listeners that they can email their questions and comments to info@whatdoesthewordsay.org. We will do our best to respond.

[1] All scripture quotations, unless otherwise indicated, are taken from the Holy Bible, New International Version®, NIV® (1984 version). Copyright © 1973, 1978, 1984, 2011 by Biblica, Inc.™ Used by permission of Zondervan. All rights reserved worldwide. www.zondervan.com The “NIV” and “New International Version” are trademarks registered in the United States Patent and Trademark Office by Biblica, Inc.™.

[2] J. Boice, Foundations of the Christian Faith, Revised in One Volume, InterVarsity Press, 1986, pp 409-410

[3] Ibid

[4] Machen, What is Faith?, The MacMillan Comp., 1925, pg. 174

[5] L. Berkhof, Systematic Theology, Wm. B. Eerdmans Pub. Co., 1938, pg. 504

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Marc Roby: Well, Dr. Spencer, it is hard to believe, but we have completed three full years of podcasts and this session marks the beginning of our fourth year!

Dr. Spencer: That is hard to believe, but we have a great deal more to cover and I’m excited to get going, so let’s go ahead and begin our fourth year.

Marc Roby: OK, let’s do it.

We are resuming our study of systematic theology today by continuing to examine soteriology, the doctrine of salvation. More specifically, we are discussing the ordo salutis, or order of salvation and we are in the midst of discussing conversion, or repentance and faith. In our session last week we noted that true, saving faith has three elements: first, there is specific content, the Latin word is notitia; second, there is mental assent to the truth of that content, the Latin word is assensus; third, we must trust in God’s way of salvation in order to be saved, which means we must trust in Jesus Christ, the Latin word is fiducia. Dr. Spencer, how would you like to proceed today?

Dr. Spencer: Well, I want to look at the content of biblical faith, the information or notitia. It makes no sense to just say I have faith. Faith must have an object. We must believe in something or someone. With regard to salvation, we must have knowledge of the truth in order to be saved. In John 8:31-32 we read, “To the Jews who had believed him, Jesus said, ‘If you hold to my teaching, you are really my disciples. Then you will know the truth, and the truth will set you free.’” [1]

Marc Roby: And many people would respond to that statement by repeating Pilate’s famous question, “What is truth?”, which we read in John 18:38.

Dr. Spencer: I’m sure many would respond that way. To some extent, Jesus answered the question in the verse I just read. He said “If you hold to my teaching,” so truth is found in the teaching of Jesus Christ, which is found in the Bible. This is the content of saving faith.

We discussed truth back in Sessions 68, 71 and 72 when we were examining the attributes of God and we saw that there are three different meanings for the word truth as it used in the Bible. John Frame discusses this in his book The Doctrine of God.[2] The first use of the word describes the nature of a person. So, for example, when we read in 1 Thessalonians 1:9 that Paul, Silas and Timothy had been told that the Thessalonians “turned to God from idols to serve the living and true God”, the clear implication is that there are also false gods, but the God of the Bible, the Creator of heaven and earth, is the only living and true God. In other words, the only authentic God, or you could perhaps say the only real God.

Marc Roby: Well, we use the word in much the same way when we say, for example, that someone is a true genius. We are saying that there are people who are called geniuses who aren’t, but the person that we are referring to is not like them, he is an authentic genius.

Dr. Spencer: And we also use it that way as an adverb; for example, if we say that some work of art is truly magnificent. We mean it is, in fact, magnificent, we weren’t using excessive flattery. The second use of the word true refers to a property of statements. If a statement is true, it means that it corresponds to reality. The third use of the word is with regard to morality.

Marc Roby: And we pointed out in those earlier sessions that, ultimately, truth is a person. Jesus Christ said, in John 14:6, that “I am the way and the truth and the life. No one comes to the Father except through me.”

Dr. Spencer: And that is certainly the case in Jesus’ statement that the truth will set us free. It is Jesus himself who has earned our salvation. All three senses of the word truth are important in this regard. Jesus is true God and true man in the sense of being both authentic, or genuine God and authentic, or genuine man. He is also completely truthful in everything he said as recorded in the Bible and, finally, he both has authority to tell us what is morally right and wrong and he is the only person to have lived a perfectly sinless life. So, as I said, we must have knowledge of the truth to be saved or, as Jesus himself put it, to be set free.

Marc Roby: And Jesus clearly meant to be set free from sin and death and eternal hell. So, we must know Christ in order to be saved. But, is there more that we must know? After all, there are many people who would claim a personal relationship with Christ but who don’t agree with the historic creeds of Christianity.

Dr. Spencer: There are, without a doubt, many such people. We must know Christ as he truly is, and the only place we find that information is in the Bible.

Marc Roby: Well, it would seem then that there is some minimal set of doctrines to which a person must agree to be a real Christian.

Dr. Spencer: I agree that it would seem so, but we must be very careful. The great 20th-century theologian J. Gresham Machen, in his book What is Faith? wrote the following: “How much, then, of the gospel, it may be asked, does a man need to accept in order that he may be saved; what, to put it baldly, are the minimum doctrinal requirements in order that a man may be a Christian?”[3]

Marc Roby: And I am excited to hear how Machen answered the question.

Dr. Spencer: Well, you are about to be disappointed then, because he doesn’t answer the question. And, in fact, he goes further. He not only said that he has never answered the question, he wrote, “Indeed it is a question which I think no human being can answer. … This is one of the things which must surely be left to God.”[4] But, he then goes on to say that churches need to be very careful in admitting members. They need to examine potential members to see whether or not they have a credible confession of faith and, he says, “To that end, it should, I think, be made much harder than it now is to enter the Church: the confession of faith that is required should be a credible confession; and if it becomes evident upon examination that a candidate has no notion of what he is doing, he should be advised to enter upon a course of instruction before he becomes a member of the Church.”[5]

Marc Roby: That seems to me to be somewhat at odds with what he said about not being able to define a minimal set of doctrines.

Dr. Spencer: I agree that it is somewhat at odds, but I don’t think he contradicts himself. He is opposed to giving a formal statement of exactly what doctrines must be believed, but he is definitely in favor of being sure that someone has a reasonable understanding of the gospel.

He wants to avoid the problem of putting down in print the absolute minimum a person must know and believe in order to be saved because, as he says, “who can presume to say whether the other man’s attitude toward Christ, which he can express but badly in words, is an attitude of saving faith or not?”[6] And, in addition, he points out that “Some men seem to devote most of their energies to the task of seeing just how little of Christian truth they can get along with.”[7]

Marc Roby: Wanting to get along with the absolute minimum for a passing grade, so to speak, would be a bad sign in terms of the truthfulness of a person’s claim to faith.

Dr. Spencer: I agree. If someone really wanted to see how little they could get away with believing, it would be sure sign the person was not born again. Born again people love Christ and want to know as much about him and his work as possible. But I think Machen is wise to refrain from giving a formal list of the minimum content of true, saving faith. His emphasis is on examining the person’s doctrine and life. A credible confession must include a changed life and some sign of love for God.

Nevertheless, I do think we can list some things that would clearly need to be part of any minimal list of necessary doctrines, and I think there is good reason for doing so since people can call themselves Christians and mean something completely at odds with biblical Christianity. It would be dangerous to the health of a church to admit such people to membership.

Marc Roby: And dangerous for the people themselves too I would add. Can you give an example?

Dr. Spencer: Yes. The best example I’ve seen is one that James Boice gives in his book Foundations of the Christian Faith, which we have used before. Let me read something he wrote because it is downright shocking, and yet it is representative of much of what goes on in the name of Christianity today. Boice wrote that “A number of years ago in a rather extended discussion about religion a young man told me that he was a Christian. As our conversation developed I discovered that he did not believe that Jesus Christ was fully divine. He said that Jesus was God’s Son, but only in the sense that we are all God’s sons. He did not believe in the resurrection.  He did not believe that Jesus died for our sin or that the New Testament contains an accurate record of his life and ministry. He did not acknowledge Christ as Lord of his life. … nevertheless he believed deep in his heart that he was a Christian.”[8]

Marc Roby: OK, that is rather shocking.

Dr. Spencer: Yes, it is. And although this may be an extreme case, in less extreme forms it is far more common than many of us would suppose. And I’m quite sure that Machen would agree that this young man was not a true Christian and should not be admitted as a member of a church. You simply cannot reject the true divinity and humanity of Christ, or the resurrection, or the Lordship of Christ and be a real Christian.

These issues were settled long before the reformation and are clearly stated, for example, in the Nicene Creed. So, while we agree that it would be unwise to try and publish an exhaustive list of so-called essential doctrines, we certainly can state some of them. And I think Machen’s reservations are valid. Someone can be brought to a true saving knowledge of Jesus Christ and yet have a very poor understanding of Christian doctrine.

Marc Roby: Well, certainly as one example, young children can have true saving faith without very detailed knowledge of doctrine.

Dr. Spencer: That’s very true. I like the treatment of the topic of faith in Louis Berkhof’s Systematic Theology. He defines saving faith in the following way: “Saving faith may be defined as a certain conviction, wrought in the heart by the Holy Spirit, as to the truth of the gospel, and a hearty reliance (trust) on the promises of God in Christ.”[9]

Marc Roby: That definition gets around the issue of defining specific content nicely. He says that you must have a certain conviction of the truth of the gospel, but he doesn’t specify which details of the gospel message you must know and understand.

Dr. Spencer: That’s right. A child may have saving faith that the gospel is true, and yet have an understanding of the gospel that would be considered extremely deficient in an adult. The primary issue really is one of trust. We trust in the truth of the gospel and we trust in the person and work of Christ.

In our session last week we said that true saving faith has three components, which are often given by their Latin names, notitia, assensus and fiducia, but can also be called information, assent and trust. This three-component view is the classic reformed view[10], but some theologians reduce it to two elements: knowledge and personal trust[11].

Marc Roby: And Berkhof’s definition certainly sounds like it has only two elements. He refers to a certain conviction of the truth of the gospel and then trust in the promises of God in Christ.

Dr. Spencer: I agree it sounds that way, although he goes on to give the familiar threefold division of reformed theology. But the two views are really the same at their core, because when theologians speak of true saving faith as consisting in just two elements, knowledge and personal trust, their idea of knowledge is information that we have agreed is true, in other words, to which we have given our assent. This is the view expressed by the Heidelberg Catechism for example in the answer to Question 21, which asks, “What is true faith?”

Marc Roby: And the answer given in the catechism is, “True faith is not only a sure knowledge, whereby I hold for truth all that God has revealed to us in His Word, but also a firm confidence which the Holy Spirit works in my heart by the gospel, that not only to others, but to me also, remission of sins, everlasting righteousness and salvation are freely given by God, merely of grace, only for the sake of Christ’s merits.”[12]

Dr. Spencer: That’s a great answer. And for our purposes right now the important points are that it refers to a “sure knowledge”, which is information and assent, and a “firm confidence”, which is trust.

Berkhof goes on to examine this knowledge further. He wrote that “The knowledge of faith consists in a positive recognition of the truth, in which man accepts as true whatsoever God says in His Word, and especially what He says respecting the deep depravity of man and the redemption which is in Christ Jesus.”[13]

Marc Roby: In other words, we believe the bad news that we are sinners deserving of hell and cannot save ourselves and we acknowledge the truth of the good news that Jesus Christ came to save sinners.

Dr. Spencer: Those are the two necessary points yes. As we’ve said a number of times, no one will believe the good news if they have not first believed the bad news. Who will believe in a Savior if he doesn’t see that he needs to be saved?

Marc Roby: I would have to say no one.

Dr. Spencer: And I would agree. And Berkhof says more. He writes that “There must be certainty as to the reality of the object of faith; if there is not, faith is in vain.”[14]

Marc Roby: And, of course, the object of our faith is Jesus Christ. If we are not certain that he really existed and did the things the Bible says he did, and most notably, that he died on the cross for his people’s sins and then was raised from the dead, never to die again, well then our faith is in vain. In fact, we are told in Hebrews 11:6 that “without faith it is impossible to please God, because anyone who comes to him must believe that he exists and that he rewards those who earnestly seek him.”

Dr. Spencer: That verse makes it clear that faith has content, it lists two things we must believe. First, it says that we must believe that God exists. And the context obviously indicates that this means we accept the Bible’s teaching about who God is. For just a few verses earlier, in Verse 3, we read, “By faith we understand that the universe was formed at God’s command, so that what is seen was not made out of what was visible.” And second, the verse says that we must believe God rewards those who earnestly seek him. This is speaking about God’s work of redemption and his promises to men, which again we only learn about in the Bible. So, faith has content, or we could say an object, and the object of biblical faith is the person and work of Christ as told to us in God’s Word.

Marc Roby: And that is great place to end for today, so let me remind our listeners that they can email their questions and comments to info@whatdoesthewordsay.org.

[1] All scripture quotations, unless otherwise indicated, are taken from the Holy Bible, New International Version®, NIV® (1984 version). Copyright © 1973, 1978, 1984, 2011 by Biblica, Inc.™ Used by permission of Zondervan. All rights reserved worldwide. www.zondervan.com The “NIV” and “New International Version” are trademarks registered in the United States Patent and Trademark Office by Biblica, Inc.™.

[2] John M. Frame, The Doctrine of God, P&R Publishing Company, 2002, pg. 475

[3] J. Gresham Machen, What is Faith?, The MacMillan Comp., 1925, pg. 155

[4] Ibid

[5] Ibid, pp 156-157

[6] Ibid, pg. 155

[7] Ibid, pg. 159

[8] J. Boice, Foundations of the Christian Faith, Revised in One Volume, InterVarsity Press, 1986, pg. 409

[9] L. Berkhof, Systematic Theology, Wm. B. Eerdmans Pub. Co., 1938, pg. 503

[10] E.g., see R.C. Sproul, What is Reformed Theology?, Baker Books, 1997, pg. 71

[11] E.g., see Berkhof, op. cit., pg. 505

[12] G.I. Williamson, The Heidelberg Catechism, P&R Publishing, 1993, pg. 36

[13] Berkhof, op. cit., pg.503

[14] Ibid, pg. 504

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